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Trying to clean up credit file


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Hi,

 

I've had two very satisfying letters, Lowell and Cabot. Both have said they cannot supply signed credit agreements and have now referred back to original lenders and they will no longer be dealing with the account. I'm quite confident I won't be hearing anyone again, as the alleged debts are already over 4 years old.

 

My question is:

My poor old credit file ( Experian ), details Lowell and Cabot. Surely I have a case for asking for entries to be removed ? If so, is it Experian or Lowell and Cabot I approach ?

 

Ta very much.

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