12 days up for lowell

[Dorabell]

hi all i have received another generated letter:roll: this time from drydensfairfax solicitors giving me till the 11th and they are commencing legal proceedings instructed by lowell:roll:

[Dorabell]

this is the generated letter here goes:| sorry scanner not working i will post

 

drydensfairfax solicitors

 

 

Dear Madam

our client lowell financial ltd

account number xxxxxxxxxx

original creditor capital one

 

We have been instructed by our client, lowell financial ltd too seek repayment of xxxxx from you. Payment can be made by various methhods details which are provided on the reverse of this letter

 

if you are unable to make payment xxxx to clear this debt please call so we can agree an affordabe repayment arrangement with you to conclude this matter

 

please note if this payment is not received by xxxx we have instructions from our client to commence legal proceedings against you for the recovery of this debt If legal action is started then costs and interest will be claimed in addition to the value of this debt

 

it is there most important that you make payment or contact us as requested

 

yours faithfully

drydensfairfax solicitors

 

anyone have any comments:| please

Edited February 10, 2013 by Dorabell

[Dorabell]

bump:-)

[BRIGADIER2JCS]

Standard letter, Drydensfairfax are continuing the same tactics as Fairfax used over the years.

 

This organisation the merger of Drydens Solicitors and Fairfax are a firm of solicitors whose core business is debt collection, so they can be treated as this stage in the same way.

 

What is the status of this now, CCA request done? Complied with?

[Dorabell]

Standard letter, Drydensfairfax are continuing the same tactics as Fairfax used over the years.

 

This organisation the merger of Drydens Solicitors and Fairfax are a firm of solicitors whose core business is debt collection, so they can be treated as this stage in the same way.

 

What is the status of this now, CCA request done? Complied with?

 

hi brig thanks for your reply it was way back in 2008 when i requested a copy of the cca from cap one, which they sent me a copy that said application form do you think i should request another one? thanks

[babydoll0141917]

Dora I wouldn't waste your time in sending another CCA request....you have sent them one ..And they have failed to deliver, IMO I would ignore..They obviously have nothing on you.. I think it would of been in court by now, Save your stamp for something more important

[Dorabell]

Dora I wouldn't waste your time in sending another CCA request....you have sent them one ..And they have failed to deliver, IMO I would ignore..They obviously have nothing on you.. I think it would of been in court by now, Save your stamp for something more important

 

thanks:-)

[BRIGADIER2JCS]

I DO NOT think it would be a waste of time at all to make a CCA request at this point, if a further app form is sent then it can be checked and challenged.

[Dorabell]

I DO NOT think it would be a waste of time at all to make a CCA request at this point, if a further app form is sent then it can be checked and challenged.

 

thanks briggs:wink:

[DonkeyB]

Failing with TWO CCA requests would be marvellous... and failure to fulfil a s78 request is, of course, a bar to enforcement.

[Dorabell]

Failing with TWO CCA requests would be marvellous... and failure to fulfil a s78 request is, of course, a bar to enforcement.

 

[Dorabell]

another letter today offering me a 20% discount for settlement orther wise we will commence legal action:roll:

[DonkeyB]

Who did that come from? Hope letters aren’t coming from Lowell AND Drydens Fairfax. That would be naughty.

[Dorabell]

Who did that come from? Hope letters aren’t coming from Lowell AND Drydens Fairfax. That would be naughty.

 

drydens fairfax saying there client lowell will except 20% discount one last chance:roll:

[DonkeyB]

Get that extra CCA request off asap.

[Dorabell]

Get that extra CCA request off asap.

 

already done this morning garenteed to get there tomorrow:-)

[DonkeyB]

Excellent.

[Dorabell]

Excellent.

 

[Dorabell]

hi all just checked the track and trace to see weather they have received my letter it was supposed to be garenteed for yesterday its been delivered this morning here goes:lol:

 

 

your item refxxxx

was delivered befor xxxx

as this item was redirected, it will have taken longer then usual

please ensure the correct address is used for future mailings (the address i used was that on top off the letter)

 

here goes:-)

 

 

were has it been directed to unfortunaly we are not able to give you this information customer confidentiality means that we cannot pass on the forwarding address of our customers:-) so were am i supposed to be sending these letters if there address does,nt exsist:?:

[DonkeyB]

Just keep that confirmation. You have proof it has been delivered.

[Dorabell]

Just keep that confirmation. You have proof it has been delivered.

 

[Dorabell]

Get that extra CCA request off asap.

 

hi Donkey B

well received a letter a few weeks ago from drydens saying they were getting in touch with there clients have,nt heard anything, just checked my file it seem that lowell have started to update my file and used the £1.00 i sent drydens for a copy off the cca lowell have,nt updated for a few years:roll:

[BRIGADIER2JCS]

Well Lowell and Drydens have made a serious mistake by misappropriating the statutory fee, this needs a formal complaint to both companys asap.

[DonkeyB]

Just to clarify - the £1 fee has been applied to your account as a payment?

 

Have you sent the 'in dispute' letter yet?

[Dorabell]

Just to clarify - the £1 fee has been applied to your account as a payment?

 

Have you sent the 'in dispute' letter yet?

 

yes they have taken the £1.00 of the total