penalty charge question

[sparky1]

"banking code says they have to give a minimum of 14 days notice.

another plan of attack for any annoyed halifax punters in here.

cheers"

james

 

 

--- In bankchargeshell--

wrote:

>

> it went to 39.00 along with the demand for taking it in 7 days from

youre account at the same time,however,i never recieved correspondence

telling me that was what they were doing,it used to be a month or

so.very nice of them.

>

 

is this true,they cannot demand payment from your account in seven days from letter? for the penalty charge?

[gothicf0rm]

they are breaking the banking code in doing so.

[sparky1]

so if they take 39.00 pounds from account in seven days they are doing TWO things wrong? , as it stands we may or may not get our charges back,but still have to pay any future charge penalties in seven days,because that is another different issue of grievance with them.so meaning a seperate case to pursue via judgment apart from the excessive charges judgment.?

i notice the halifax say that unauthorised overdrafts will not be penalised with a extra £28.00 charge in seven days if the amount is less than £30.00 into the red.

so they charge £39.00 in order to make sure they get the extra charge in 7 days on top of the initial £39.00 penalty by taking it over their £30.00 threshold.

thats £67.00 in seven days from date of letter bear in mind post,making the warning of intent to hijack my account even less.oopps my wages went in late doh !!!!

[SaudiMail]

Between 27th May and 6th June, Halifax have made 6 * £39 charges against my account. Does that mean I have to pay an additional 6 * £28 on top?

[strude]

I think you only pay the £28 if the £39 wasn't in your account when they tried to take it!!

[sparky1]

This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group