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Hi

 

Would this test cast have any bearing on claims being lodged in Scottish courts? I am waiting to hear from Abbey re my claim for charges (they have until next Wednesday, 12th). If they offer me substantially less than I have requested should I take it but tell them I still expect the full amount, take it and run or just say no thanks? :confused: All this speculation is warping my brain but if this issue does not affect Scottish courts then I might be worrying over nothing (yet).

 

 

Its unlikely that Abbey will part settle you without an agreement to full and final settlement.

If you reject any offers of partial refund then they are likely to withdraw it.

We are all as uninformed as you on this issue and Im glad you use the word speculation as for the moment thats all it appears to be.

You can be sure of one thing..........if its going to be anything more this is probably where you will see it first on this site !!

Chin up and keep at it.

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The lack of any hard information on this was driving me nuts. Not a fan of the wait and see approach so followed up with my local County Court regarding the test case.

 

The good news is that the Court Manager has not received any instruction to deal with bank charge cases any differently than they do now..so in one sense its business as usual.

 

However I then rang the Mercantile Court in London. Obviously they were reluctant to discuss anything in detail.

 

It is true that a number of cases have been referred to them by the County Courts. As far as I can see these are actual claims referred by individual district judges rather than anything more sinister.

 

I have the name of the judge. He is a Specialist Mercantile Circuit Judge responsible for London and the South East. Previously he was Head of Litigation and a senior partner at a major City practice. He also sits on the Financial Services and Markets Tribunal (FINSMAT) which hears appeals against decisions made by the Financial Services Authority. He is an advocate of Pro Bono work and has a lot of experience with the financial sector.

 

I understand from his office that he will either make a decision on the individual merits of each case before him or decide there is sufficient common interest to bring a Test Case. Given the matter is currently being reviewed by the judge they were naturally reluctant to say more.

 

I did ask about timescales but was by this time running out of goodwill with his very proper but very courteous clerk.

 

How many cases have already been referred I do not know. But something is clearly happening.

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So, does that mean that this guy has the power to bring a test case, and if he does, all of the existing ones will be put on hold until it's settled? If that's the case then the banks will be having kittens!

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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The lack of any hard information on this was driving me nuts. Not a fan of the wait and see approach so followed up with my local County Court regarding the test case.

 

The good news is that the Court Manager has not received any instruction to deal with bank charge cases any differently than they do now..so in one sense its business as usual.

 

However I then rang the Mercantile Court in London. Obviously they were reluctant to discuss anything in detail.

 

It is true that a number of cases have been referred to them by the County Courts. As far as I can see these are actual claims referred by individual district judges rather than anything more sinister.

 

I have the name of the judge. He is a Specialist Mercantile Circuit Judge responsible for London and the South East. Previously he was Head of Litigation and a senior partner at a major City practice. He also sits on the Financial Services and Markets Tribunal (FINSMAT) which hears appeals against decisions made by the Financial Services Authority. He is an advocate of Pro Bono work and has a lot of experience with the financial sector.

 

I understand from his office that he will either make a decision on the individual merits of each case before him or decide there is sufficient common interest to bring a Test Case. Given the matter is currently being reviewed by the judge they were naturally reluctant to say more.

 

I did ask about timescales but was by this time running out of goodwill with his very proper but very courteous clerk.

 

How many cases have already been referred I do not know. But something is clearly happening.

Are you refering to this guy?: LawFuel - The Law News Network

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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There still seems something strange about jifjaf. It was jifjafs first post on here. On bankchargeshell where s/he was supposed to have got the templates and info to claim against the bank, he had only posted 3 times. Twice it was a duplicate of his post here and the third time it was an apology for having duplicated the post. I know that before my first claim went in I had a hundred questions to ask. Apologies if jifjaf is genuine but just seems a bit strange is all...

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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Thats what I was thinking..... maybe he could give us more info on this or ask for the info from the court about the test case......... time will tell with other claims dont read too much into it.

DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU

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Let battle commence!!!!!:mad:

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

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Indeed this is the man..I did not feel at liberty to disclose the name on the forum..

 

At least it should result in a fair hearing for the test case if it does go that way.

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Well found.

A most Learned Gentleman.

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.....and you never know, he might, just might, have had problems with bank charges!!

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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I think I'll see if I can get Judge Mackie on the phone tomorrow, see what he's got to say about it.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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I look forward to hearing the outcome.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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I can confirm that JifJaf is quite genuine and also that his appication to remove the stay was submitted today

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Just me and my suspicious mind!

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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There's been another stay at Glos CC

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/14447-lloyds-suspension-litigation.html

It's looking like it's one judge acting independently.

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Both stays are at Glos cc

do you think the judge there has just had enough of them! or is something more underhand going on there....

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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Or is a shareholder of Lioyds Tsb ?

 

 

:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Both stays are at Glos cc

do you think the judge there has just had enough of them! or is something more underhand going on there....

 

If we had known earlier we may have boycotted Gloucestershire for the BAG party this saturday

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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shame the courts closed at weekends we could've dem'd outside hee hee!:D

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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I thought that. Placards, CAG t-shirts, etc.

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Someone say T-shirts? :D

 

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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I have received the "stay" order too today. I am frustrated, to put it gently. This is because on Monday I have sent back signed settlement offer, following the bank’s solicitors removal of various conditions (confidentiality, account review) to which I did not agree. So now, we had this ironed out and I expected money in my account in few days; CRASH BANG- stay pending the Mercantile Court’s decision.

So, good people of CAG, can you tell me if my case is affected, in view of the settlement offered and accepted?:(

[sIGPIC][/sIGPIC]

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Which bank, Joa, just out of interest?

 

Umming and ahhing about it though, taking a guess I'd say that as you've signed and returned the settlement letter - the bank are now in a binding contract to settle your claim out of the court. They've agreed to offer you full and final settlement, you've accepted their terms, they have to stick to it - else if/when the case does come to court they're viewed as going back on their word.

 

Other than that, drop Bankfodder a PM - he'll help you with drafting an objection to the stay.

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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