Thanks for all the advice so far here are a few more details, i used the template from bankchargeshell.co.uk changing it to suit and then putting in my details(credit card version). case number 6GL01287 croker vs Clydesdale Financial Services i will apply to remove the stay, if i know what to put as my arguement regards phil

Hi all not sure if this is the right place to post this, so applogies in advance if not Can any one advise as to my next step? I had started court proceedings against a company Clydesdale financial services which is part of barleys I have had a credit agreement with them since 2002 and on checking my statements found that I had charges of over £400 for late payment charges. The charges are £22.50 for the first computer generated letter and then 14 days later a further £22.50 for c g letter this amounts to £45 monthly I duly paid my court fees after unsuccessfully trying to communicate with the company I had a date set by the court to hear the case 22 august But today I received a letter from the court stating that: Quote Before district judge ******* sitting at Gloucester county court Upon the courts own motion. The court has made this order of its own initiative without a hearing. If you object to the order, you must make an application to have it set aside or stayed within 7 days of receiving it IT IS ORDERED THAT The hearing on the 22nd August 2006 be vacated and the allocation to small claims track cancelled The action be stayed until further order on the basis that there is likely to be a test case before a Higher Court before the end of the year the result is likely to reduce the need and/or amount of litigation in these types of cases Liberty to apply to remove stay .... Do these mean that I have now lost me court fee as well?