Request for a 'buddy'

[saraharrow]

686GJKEE4

 

Hi, I am new to this site and I am at the beginning of trying to sue the Abbey.

 

Over the last few years I have paid huge amounts in Bank Charges and in 2004, whilst on maternity leave the bank charges for bounced direct debits put me on the verge of bankruptcy, as I had insuffiecent funds to pay credit cards and the council tax etc.

 

This severely damaged my credit rating and it will be some time before I can repair it.

 

I am posting this as a request for a buddy, someone who will listen to me rant at the unfairness of the Abbey, and perhaps part with some wisdom about what happened to them at various stages in the process.

 

I hope this is acceptable to the moderators etc, as I dont want to cause any offence, and I am not very good at checking threads etc, I just havent got the habit.

 

I am just looking for someone to exchange emails with about the whole thing.

 

Upon completion of suing the Abbey I hope to make a post of my experiences, but I just dont want to do it as I go along, frightened I may get emotional at times!

[BankFodder]

It's not a problem at all - but do keep on posting here as well because we are all your buddy!!

[saraharrow]

Thanks, I will post what goes on, I am new to the posting business and dont want to offend anyone!

 

This is a fantastic, supportive site and I would reccomend it to anyone.

[Natasha]

Dave you've created a monster!!

 

I understand how it must be draining for you.

 

Sarah feel free to pm me if you want i'm still at the beggining stages too, just sent of my DPA letter this week.

[richardc]

Thanks Natasha for taking this on. Dave really has more than enough on his plate

[gerih]

I have wondered about a buddy system.If the banks decide to challenge my claims and we go to court,I would really like someone to go with me.After that,I would be happy to attend with the next person etc.Then everyone would have an experienced buddy with them.

[Bookworm]

And with 5300 members and rising, you should be able to find at least 10 who will be willing to help once they have their money back

[saraharrow]

Thanks Natasha, will PM you when the kids are a bed this evening, god willing

 

Thats a great idea for a 'buddy' to attend court with people if needed, once I am experienced I would be happy to do that for someone.

 

Sarah

[eileen hodge]

Hi there,

I too am knew to this and have just posted my DPA request off to Abbey today so it is great that I can come on here and know that some one else is exactly at the same stage and the support they are getting.

Its a bit daunting isn't it?

Eileen

[saraharrow]

Hi Eileen,

 

I am thoroughly daunted by the whole process. When I first started working out how much I paid and why, I was really angry. I thought long and hard about what to do and when I decided the only option left was to sue, I felt physically sick and couldnt sleep for days.

 

I felt that I had gone through every channel possible with the Abbey from talking to supervisors who told me the charges were a penalty for my irresponsible spending (this was when I went overdrawn by 32 pence) to writing to the chief executive. The Abbey informed me the only option left was the ombudsman but their charges were fair and my claim unlikely to be upheld.

 

I hope that they decide to go to court and I want them to explain fully there reasons for charging the way they do because of the Abbey I was almost bankrupted and my credit rating is in tatters.

 

There is a tonne of advice on this site, and its great and the fact that other people in the same situation are willing to assist and advise is fantastic.

[BankFodder]

explain fully there reasons for charging the way they do

 

This will never happen. Forget it

[richardc]

Hi there,

I too am knew to this and have just posted my DPA request off to Abbey today so it is great that I can come on here and know that some one else is exactly at the same stage and the support they are getting.

Its a bit daunting isn't it?

Eileen

 

Eileen, Welcome - have started your own thread for your claim?

[lipgloss]

686GJKEE4

 

 

whilst on maternity leave the bank charges for bounced direct debits put me on the verge of bankruptcy

 

Me too! I have just been made redundant (and not paid either) I now have a new job, but the charges levied on my Abbey account have been nothing short of phenomenal.

 

I will be interested to see how you are getting on

56rJKtrE4 - oops forgot to put it at the top

[saraharrow]

Just to update you, whilst I look for my claim details to make a new claim posting....

 

I was told after a complaint in October that any further complaints from me about bank charges will just be held in my file as they are justifiable. So bearing this in mind I filed straight to the court to recover charges from 2003 to Feb this year, totalling 770 pounds.

 

They have until the 5th April to respond, so I will possibly hear from them on the 4th of April unless they have filed the court summons in my file as its relating to bank charges. which is unlikely.

 

Since they have recieved this I have been locked out of the E Banking service!

 

I have just read some interesting info on the other threads and will send a DPA letter today requesting telephone transcripts as I have been told by the Abbey on 2 separate occasions that the charges are in place to stop me going overdrawn that they are a deterrant.

 

I will send these transcipts in should I ever get them, so that they may possibly be used by others.

 

Sarah

[Spiceskull]

Now THAT is a very cool idea.

Can I suggest that in user profile, people have the opportunity to put their postcode. That way, as people approach court time they can search their postcode, and PM local people with a request to come along and support them...

[dave]

I don't think that's a good idea.

 

It wouldn't be very difficult for people to work out who you are - specifically the banks.

[MondeoST24]

What about if they put in thier local county court

[Spiceskull]

Yup - that would probably be better, as a single court is covered by many many postcodes.

[waitey]

count me in, althouigh happy to face the judge im not the best at preparing so i could do with the help

aye

[lois]

hiya

 

this is a great idea - i don't mind being a buddy and would be happy to help anyone where I can, just drop me a line,

I'm only at the initial stage but would be happy to help

[Briar_Rose]

Hello

I've just started as well - Sending my DPA letter (special delivery) tomorrow.

 

I went through much the same - new baby etc, then hubby leaving and being told to be responsible - When the bank took most of my benefits away in charges!!!

 

PM me as well if you want:D

[heppy23]

I don't think that's a good idea.

 

It wouldn't be very difficult for people to work out who you are - specifically the banks.

 

What about the first part of the postcode? I live in YO18 (a small town on the edge on the North Yorkshire moors) but so do 6000 other people.

I suppose the abbey won't have too many people in YO18 as their nearest branch is 17 miles away.

[petej2811]

Sarah,

 

Welcome to the club! I sent Abbey a DPA request last week... Let's see how this one goes... I reckon they owe me about £1200-1500 over the years.

 

Pete J

[saraharrow]

Hi everyone, thanks for your support!

 

Abbey have no filed there defense, and I have recieved my court allocation documents and an offer from the Abbey to settle for Half plus court costs.

 

Does anyone have any suggestions as to how I decline this? Do I email the lovely Mr Squires, without prejudice of course and decline? or do I Just leave it?

 

Will go back to the FAQS and check it out.

 

Sarah

[saraharrow]

This topic was closed on 03/06/19.

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