LaughingGirl
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Everything posted by LaughingGirl
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LOL!!! I love it.
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Debt Management Companies
LaughingGirl replied to sarahbishop's topic in Debt management and Debt self-help
Simply put, fee paying DMP's are completely pointless - if she doesn't feel able to manage her own DMP, she would be far better served using something like Step Change, where every penny sent goes to her creditors rather than paying a fee to the debt 'management' company. As far as starting it in December but nothing really happening goes, I'm not completely surprised. My Mum entered into a fee paying DMP a year or so back, and when I reviewed her statements her first two months payments went to the debt management company as 'setting up' fees. It's entirely probable that the firms her debts are with haven't received a penny so far. I would suggest that her first port of call should be the Step Change website, and then cancel her DMP with SP Hayes (who I don't seem to be able to find a website for!) as soon as possible. -
Fact Or Conspiracy??????
LaughingGirl replied to SOD'EM's topic in The Bear Garden – for off-topic chat
Sod'em, I love you but the whole 'birther' thing is bonkers. -
Who Is Jack Schitt (a little bit naughty)
LaughingGirl replied to SOD'EM's topic in The Bear Garden – for off-topic chat
Lol! -
Metropolis... The Usual Suspects is still one of my favorite films of all time.
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Landlord misleading me
LaughingGirl replied to scanner's topic in Residential and Commercial lettings/Freehold issues
And after that, she gets to keep the housing benefit payment, the rent payment AND the county court payment because she hasn't evicted the OP. If that's what's really happening here, it's a very desperate move IMO. -
Bread AND Water? Have you seen how much a loaf of bread costs these days? I don't think you're keeping the spirit of austerity, my dear. Anyway, how will the banks be able to cream millions off the poorest in society if food is distributed directly to the needy? Best to issue a card, then charge the account holder a £5.00 a month account fee, and then 10% of any transaction they make. Actually, make that 20% for cash withdrawals. Wouldn't want the plebs spending their money on things we can't keep track of. Today it will be bent DVD's and cheap booze, tomorrow it will be pitchforks... (The above post is 50% sarcasm and 50% cynicism, in case anyone was thinking about taking me seriously).
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Landlord misleading me
LaughingGirl replied to scanner's topic in Residential and Commercial lettings/Freehold issues
Can I just ask the following: Has your landlord issued you any type of notice to quit - a Section 8 notice for example? You mention that you believed your Housing Benefit was £500, the landlord was saying it was £139 and you have since found out that (presumably) due to it falling short of the £500 there is £2030 outstanding. How did this discrepancy between what was paid and what you believed was being paid come about, and when and who made you aware of it? This may not be relevant to the action at this moment in time, but it beggars belief to me that a landlord would allow £9000 (or even £2030!) of arrears to build up without taking action to remove the tenant from the property long before now. I can't imagine a Judge taking this seriously. -
So sorry to hear this. My thoughts are with his loved ones. Condolences to the site team too, I'm sorry for your loss.
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Being made homeless due to Job Centre
LaughingGirl replied to Casper's Ghost's topic in Benefits and HMRC
I'm taking radio silence as a good sign on this one. -
All the directors drive very expensive cars as it happens. Funny, that.
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Hang on a mo, that's fine if Mums sharing a bed because she wants to, but no - if she has to do it because she's in over crowded accommodation it's not acceptable. Also, nowhere did I state that the child was at risk because of bed sharing, and in fact the thought had never even entered my mind.
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This happened to my Brother-in-Law over New Year when all the cash point/debit cards went screwy. He just filled in a form using his driving licence as ID - he wasn't asked to leave it though. I have to say Yozza, I wouldn't be too bothered at the thought of leaving my locked phone as security, but I'd rather the Police were called than hand a complete stranger my personal details and actually leave them with my driving license or other photo ID. I could have read your post wrong, though - are you actually suggesting that people leave their driving licence/photo ID with you? If so, I'm not sure that's a good idea at all, to be honest. You never know what you could end up being accused of down the line.
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I agree that trying to keep this amicable is the best solution for you, your child and your ex-partner. You're right that Mum and child sharing a double bed is unacceptable - how about having a chat with her and offering to help her with a housing application? There's more than just the council waiting list these days...she might be entitled to help with a deposit on something privately rented, for example. Ruby's right - you sound like a great Dad, and you're doing all the right things already. Don't complicate or aggravate the situation unless you're seriously concerned about your son's welfare.
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The problem is, only you know what you wrote. I've known the NHS give written warnings over Social Media 'transgressions', but if what you updated related to the Trust in a negative fashion, or patient care or confidentiality then you could be on a sticky wicket, I'm afraid. In what way is your union support useless?
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What are you listening to now?
LaughingGirl replied to babybear39's topic in The Bear Garden – for off-topic chat
I missed this somehow when you posted in December, but the rather fabulous Shirley (and Garbage) were the soundtrack to some of the happiest days of my life. You've just cheered me up no end! -
Joking apart...yes, I will. However, before I do anything like that there's a couple of people employed there that I would like to know are in a more secure position before I do anything that might affect their employment/income. I've given them both the link to this site and asked them to come here for advice...whether they do that or not is up to them at the end of the day.
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I've done that a couple of times now, Huggy. As it stands today, I'm satisfied with their response, lets put it that way. At the end of the day, the JCP can only act on the information that they're given. Asking them to take responsibility for the financial status of every company that receives assistance is unrealistic, but I don't believe that the company in question will be receiving any further direct referrals from them and I'm happy with that.
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They won't put anything that they've offered me in writing. Everything I've sent has been met by a text or email saying 'Call me so we can talk'. There's a lot of things that I can't put on here because a lot of it is so specific I'd risk identifying the company in question, but I am absolutely certain that with the evidence that I've got so far, the job centre won't be able to deny my claim. It's infuriating not being able to share all everything that's happened because with the economy in the state it's in, I'm sure I won't be the last person to find themselves in this position. All I can say is, if anyone is reading this thread in the future, it's well worth the few quid it costs to do a check on the company and the individuals that you're going to be working for before you accept a job. If I knew then what I know now and all that jazz...
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Thank you SNALF - that's really interesting to know, and if they have done it that way it would explain the low payment. It still doesn't explain why they're saying that I owe them money though!
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SNALF, thanks for the clarification. It's not usually something I'd be concerned about if it was a one off and I'd been with the employer for some time, so was able to make a qualified judgement on their integrity. However, the circumstances on this occasion are very different in my opinion because a) We were told we were being paid late because they couldn't afford to pay us on time and b) They are now claiming that I've been over paid despite the fact that I've been paid less than the minimum wage even for the hours I've worked. To be honest, the payslip or lack thereof isn't my major concern because I can rely on my bank statements if this does go any further.
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Thank God for that. I was starting to wonder if it was time to break out the comfy slippers and start looking at Saga insurance. Seriously though, just say 'NO' to social media. We've already seen examples on here of so-called 'private' profiles being screen-capped by someone actually on their friends list and passed to employers.
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someone has stopped all my benefits by pretending to be me!
LaughingGirl replied to Calamity1's topic in Benefits and HMRC
Does this relate to your employment tribunal? -
Call me old fashioned, but the girl in the story isn't in the business of learning anything quickly is she? 1. Call in sick to work 2. Get caught out by posting pictures of yourself on Facebook NOT being sick 3. Talk to the BBC and supply your full name, age and a picture of yourself and say 'I should have set my privacy settings' rather than 'Perhaps I shouldn't have lied to my employer...' Maybe it's me...
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Well, if they're trying to butter me up, vague threats about owing them money is completely the wrong way to go about it! Before that happened, I was just concerned about whether or not I'd be able to sign on and do crazy things like eat next week - now I'm absolutely furious! I've just worked my exact hourly wage out using an online salary calculator, and if what is being suggested is true and I've been paid up to the 31st January, I've just worked this month for a staggering £4.41 an hour (gross). Maybe I completely misunderstood my contract and I was actually on some sort of apprenticeship. [/sarcasm] Even if I've been paid for the hours I actually worked, it would work out as a gross hourly rate of £5.19 an hour, so still under minimum wage. Naturally, my email asking how much I owe and how I should repay it has been met with a request to call them, which isn't going to happen - not even with a call recorder. They can put it in writing or forget about it. @ Nystagmite - yep, they're definitely supposed to provide wage slips, legally. I think it's pretty obvious why they don't want to in my case though.
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