Hi I've attached a PDF with information about the ticket received, not much information on it as I've not received a NTK as yet, but before I waste everyone's time I wanted to ask if I should even be contesting the charge. In a nutshell, parked and bought my hour's ticket, car park was pretty much empty, my ticket was until 4.40pm, parking charge issued at 4.51pm and I got back to my car at 4.52pm, so bottom line is I was in the wrong, however I think being charged £60 rising to £100 is a bit much seeing as the car park was practically empty and I wasn't hours and hours late. In my mind the company has not lost £100 by me being a few minutes late to an empty car park. If the general consensus is that I should suck it up and pay, then I will, but if you think it's worth contesting, I'd be really grateful of advice as to how to go about it. For windscreen tickets (NTD) please answer the following questions. 1 The date of infringement? 08/02/17 2 Did you appeal to the parking company? Not yet If yes, has there been any response? If no, have you received a Notice To Keeper? (NTK) Did the NTK provide photographic evidence? No NTK received as yet 3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) 4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? [it is well known that parking companies will reject any appeal whatever the circumstances] 5 Who is the parking company? UK Parking Control Ltd thanks WeldersWife Parking.pdf

Hi All, I urgently need assistance. Background - I'll try to be as brief as possible.. my husband entered into an IVA agreement over a year ago and listed all his creditors with some being debts from repossessed properties. An arrangement was agreed which he adhered to around March this year he received a letter from PARATUS that we were about to sell our home and they object to the IVA citing the fact that they were not included in the arrangement (which according to them they would have voted against anyway, as they can see there is equity in the property!). Alarm bells started ringing because: 1. the house was not on sale (we later found out it was our neighbours property that was listed). 2. The terms of the IVA was that after 5 years, the property will be revalued and HIS share of the equity will be added to the pot. 3. When the IVA was arranged, the property was in negative equity 4. We were not aware that GMAC (the details my husband submitted to the IVA company) had changed their name to PARATUS. The Insolvency practitioner also did not follow up when there was no response from GMAC so a nominal fee was appended for those debts. We tried to explain that this was a genuine mistake due to the name change and we offered a new payment arrangement to include them and give them a bigger share. This was rejected twice, PARATUS applied to have the IVA revoked which was successful because their share of the debt was 12% or so. They claim to have sent letters which is a lie because we requested for copies and we were sent some unsigned, undated letters on plain paper- no logo/letter heading etc. They applied to court for a charging order in Norwich. My husband wrote to the court to request that the hearing be moved to London so he can attend and wrote the above points also to the court regarding the fact that they concocted letters and that new payment offers were rejected. The location was not changed and the court allowed the order! I have received a letter today that they want to place the charge on the property and if I wanted to contest it as I have a home rights notice on the property.... . what can I do please? Please note; 1. We received a letter from PARATUS a few weeks back after my partner complained to them and they clearly stated that they would not have written to him about the change of name as they only notified people who had active mortgages with them. ...how come they were able to produce those letters? 2. Why did the court discount my husbands supporting letter? 3.Property is in my husbands name and the debt is solely in his name however, but I have registered a home rights notice on it. I have contributed financially to house running costs and lump sums towards the mortgage payments. 4. The original IVA clearly stated His share of the equity will be brought in AT THE END OF 5 YEARS, PARATUS are saying they do not consider that I have a beneficial interest because it was not registered on LR 5. We have 3 children, youngest is 9. 6. It is obvious this is an unscrupulous company but it seems the law is on their side. I have 14 days to raise objections....,any pointers please? Apologies for the long post

Hi CAGGERS, please could someone give some advice for a friend (really!). He was travelling from Clapton to Liverpool Street. Used his contactless card to tap in, which worked (this was later verified with his bank; the amount was allocated/ringfenced). Tried to tap out at Liverpool Street, and his card wouldn't work. It isn't in pristine condition, is a bit scratched, but generally works, worked on the tap in, worked on a bus afterwards. He tried every single exit point in that array (?) of platforms 1-8, but none would register his card. The staff told him he would have to pay a penalty fare. They would not accept payment for the £2.30 fare. My friend became indignant, not aggressive, and argued the point; he showed them the cash in his wallet (not in a "look at me I'm rich" way, he's a working class lad) and asked if they really thought he would try to bunk a £2.30 fare. They asked him to pay the penalty fare, he refused and said he would contest it. He was sent a demand for payment, with a fee, which went into his "spam" folder; he replied with the circumstances and the information from his bank, which supported his story. A paper letter (the first) has arrived by post today, dated a week ago, and they are now demanding £135. An observation: Since the East London Lines to Chingford and others have come under London Overground, they have become extremely aggressive with penalty fares; it was possible, before, to pay the fare retrospectively if you genuinely hadn't tried to evade. I was given a penalty fare when I tapped in but didn't notice that it bleeped twice (I only had 1.70 on my oyster), not only that but the officer was very aggressive with me (I'm a woman) and threatened to call the police and have me arrested when I protested, without being rude, insulting etc. They seem to have the bar for the "attitude test" set very low indeed, we are paying customers when it comes to it, and difficulties with payment cards and Oyster cards could be sorted out in a non-punitive way. please could we have some advice on how to appeal the penalty fare and fees? Should he go to court, as he did tap in, and tried to tap out, several times, as witnessed by staff and caught on camera?

Have been appointed the executor of an estate and am in the process of applying for probate. The will is fairly straight forward with just two named beneficiaries, so once all the assets have been identified, it shouldn't take too long to wrap up. However, one fly in the ointment turned up ranting and swearing to the point that the police were called. The two main points of contention were: The Black Sheep had not been notified of the funeral. Nothing was bequeathed to the B.S. (the will specifically stated that he was to receive nothing). His parting shot as he was escorted off the premises was that he would seek to contest the will. I suspect the deceased had anticipated this as a statement from her GP is included declaring that, in his opinion, there was no evidence of mental impairment. As there has been no contact between the B.S. and the deceased for over twenty-five years (not even a Christmas or birthday card), I don't see there is any grounds to contest the will. That said, I have come across a few (questionable) solicitors advertising a 'no win, no fee' service: I suspect the indemnity fee would be quite steep if they decided to take on a case. Aside from having to challenge a caveat if one is lodged before probate is granted, what are the prospects of any legal proceedings holding up probate ?

I missed the notices about restricted parking on a cul-de-sac overnight and ended up being issued with 2 PCN's. The restrictions that applied are park for no more than one hour, no return within one hour between 8am and 6pm. The first one from the evening was issued with the wrong road (it said I was parked on the road just around the corner instead) and then in the morning I got given another at 8.49am (this time the correct road was given). Can I successfully appeal both of these? I never have parked on the road on the first PCN and surely I would be allowed to park until 9am in the morning given the allowance of one hour starting from 8am. Any advice would be greatly appreciated.

I hope I'm posting this in the right place as we've moved on from an employment claim. A brief overview: I'm speaking as a relatively new committee member for an unincorporated charity. The charity ceased due to lack of funds and is now insolvent, all assets have been sold to pay the debts. The manager decided to bring two claims against us in the Employment Tribunal, 1 - Unfair Dismissal = This was judged to be 'unfounded'. 2 - Breach of Contract = For non payment of contractual sums which were due in 2010 (£2000) & 2011 (£1000) £3000 in total. My query relates to the second claim of Breach of Contract. Grant money was supplied to the employee by the Local Authority and paid via the charity bank account, to keep the funds they had 'monitoring forms' which had to be signed and returned to the LA confirming they had received the payments. We have signed receipts in respect of both sums, signed by the Manager herself and then countersigned by the Admin Manager who dealt with the claims from the LA and then instructed the then Treasurer. No liabilities or creditors were listed as outstanding in the end of year accounts for both these years. The claimant stated (under oath) that she signed the form under duress so the Admin manager could get the money but she did not receive it. The Treasurer admitted she had received the money in the bank but did not pay it out to the manager. She also said her accounts are littered with errors which is why the money didn't show as being unpaid on the annual accounts which were submitted. The Admin manager did not attend but supplied a written statement to say the money was not paid. In summing up the judge stated that our evidence was compelling and he would have found in favour of the respondents on that evidence alone but he can not ignore the testimony of the previous Treasurer. He can not find any good reason why she would have come to court and lied knowing she is liable for her actions during her term with the charity so he awarded the £3000 for Breach of Contract. The judge also stated that no award can be made if it is gained illegally and that the Respondents may have recourse here but as the admin manger was not present to defend her own actions he could not consider that point. My question is, how do we pursue the 'clean hands' issue in contesting the award? I see two options: Appeal the tribunal decision on this part of the claim OR go to a small claims court. I will also add that these women are all friends with each other. Many thanks for your help in advance.

I have just found out that my ex has been claiming to be a single parent, living with her grandmother since our son was born in Jan07!! She lived with me from Dec04 - Sept12 but claimed benefits; working tax etc as a single parent and even told them she did not know who the father was!! I find this unbelievable considering I am on the birth certificate, he has my surname and has lived with me since birth!! Now we have split up she is claiming that she has full legal custody of him and I really dont know where I stand??? At the moment I have him overnight 3 nights a wk and until 7pm after school 3 days a wk so I can take him to football, kickboxing and swimming lessons but I dont have anything official and as it stands I dont think I have any rights. I have my own house (which i had before we met) but she currently lives with her mother, her mothers b/f and her brother. My son sleeps in a double bed with his mother, which I am appalled at!! I am unsure on how to progress as if i report her, my son will obviously suffer from the financial penalties she incurs and also as it stands she hasn't tried to take my house but if I do try and contest custody and the CSA get involved then God knows what could happen!! Should I just keep my mouth shut??? I really dont know!!! Thanks for reading, any advice/support will be greatfuly recieved!! Haguilera

Hi All, story is as follows. Long disputed debt with Orange for a mobile phone which I think one of my flatmates set up for her in my name (She used to work for Orange at the time) Debt has been disputed for a long time and was passed to Close Credit, I sent them a CCA letter asking for the orignal credit agreement and I received a reponse advising that it was not governed by the CCA1974 act so no documents provided. I then issued a SAR to Orange and copied in Close Credit Managment but never received a reply and this was in October 2011. I never heard anything from them at all since then until I received a letter from the courts advising a CCJ has been put against me, I never received any letters about this from the solicitor or courts until the CCJ has been issued, if I did receive it then I would of filled a defence, CCJ was issued about 3 weeks now. As I still dispute this debt and no documents have been sent to me to prove that this debt was mine as I think it is fraud then what can I do now, how do I go about contesting this CCJ?