An interesting question (point of law? or court process?)

[invictus]

Hiya,

 

wife has account with bank X and we also have a joint account with bank X. Can we both claim together on the same N1 for the sole and joint accounts?

 

Or does she have to claim for hers on one Claim and both together for the joint account on another Claim?

 

I hope we can do it together, one less £120 to have to shell out. (I know we get them back but it's a lot of money to be out of pocket in the meantime.)

 

Hoping to submit the claim(s) early next week so any advice will be greatfully received.

 

Thanks,

Invictus.

[Michael Browne]

You can make 1 claim in your wife's name, as long as joint a/c cheques don't need to be signed by both of you.

[invictus]

Aha! what an excellent reply. I'd have never thought of that! My wife is of course the common denominator between the accounts and no, we don't have to both sign for joint account cheques.

 

I think I'll be good to go with my next claim early next week now.

 

Thanks again!

[Michael Browne]

Sometimes a bank will raise objections to this (Yorkshire in particular), just point them to Civil Procedure Rule 19.6 which specifically allows this.

[invictus]

I'll make a note of that now and keep it in mind, although it's not Yorkshire.