un1boy - N1 issued for breach of CCA request

[un1boy]

Un1,

 

 

 

Totally understand your reasons. You MUST go on Wednesday as if you do not there is a good chance that the Bank's solicitor will try to stiff you with a wasted costs order.

 

This is small claims track? If it is then there can be no costs order from an appeal hearing unless you are unreasonable. Not turning up could be classed as unreasonable.

 

Good Luck

 

Dad

 

Dad

 

Thanks. I will go anyway. They have old me though that if I do not go they won't be asking for any further orders. It is small claims.

 

I am going to pay them today - I think you soooo much for all your help (everyone) but I just can't keep fighting anymore. I am really peed off that I have had to by the judgment and transcript costing over £500....but it's great eveidence to back up my complaints to the SRA and the Ministry of Justice, so that's not too bad I guess. I havent given the bank a copy because I paid for them.

 

The ironic thing is £1000 of the payment to them is having to go on a credit card, lol....but, as mentioned before, I was always happy to pay the balance.

 

PS - they are relying on an authorites relating to Coots. If anyone wants to see it, PM me your email and I'll whizz it over to you.

[un1boy]

Hearing that you've finally given up, won't take it further whatever he decides, after all that, might just get you a lenient ear and some favour for coming this far.

 

I don't understand this mate!!

 

I don't think the Bank will appeal if you win - it would cost them more money, after bad, so the commercial decision should be to let sleeping dogs lie from both of you.

 

I know, but I'm too sure. The total debt os only around £6000 and they've taken it this far with costs of about 3-4k apparently. I just think they may appeal just to clog it up for longer....

 

Good luck with whatever you decide to do, matey...

 

Thanks, I'm paying them today. I just can't afford it anymore.

 

knowing my bloody luck though, I'll get made redundant, default on my credit cards and get defaults back on my blooming file....lol

[foolishgirl]

Don't look at it negatively uni. You've achieved a good result in that you've paid them a lot less than they were claiming & if you are happy with the outcome, that's your reward. Just sorry you've been through hell to achieve it but that's life, we all live & learn & usually the hard way.

 

BW - FG

[car2403]

I don't understand this mate!!

 

I was grasping at straws, showing you how the tables can turn depending on which Judge you get, so no worries there.

 

The ironic thing is £1000 of the payment to them is having to go on a credit card, lol....but, as mentioned before, I was always happy to pay the balance.

 

knowing my bloody luck though, I'll get made redundant, default on my credit cards and get defaults back on my blooming file....lol

 

That wouldn't be an unenforceable credit card debt, would it?

[beachcomber60]

 

 

That wouldn't be an unenforceable credit card debt, would it?

 

 

If you use a credit card - make sure its a pre 2006 Capital One card

[car2403]

If you use a credit card - make sure its a pre 2006 Capital One card

 

Now that's what I call justice!

[un1boy]

Lol - no, unfortunately. I don't have any other pre-2006 ones I think!!

[patrickq1]

ilbart v Graham (A Firm) [2008] EWCA Civ 897 (24 June 2008)

By Law Brief Publishing on 24/06/2008 00:00

 

Judge Wrong to Refuse to Vacate Trial where Party Awaiting Disclosure: The Court of Appeal held that, having regard to the overriding objective, the judge had been incorrect to refuse to grant a defendant’s application to vacate a trial. The Appellant had realised that specific discovery of certain documents had not occurred and applied to the court on the basis that the Respondent had not given up the documents that were pertinent and required. The judge had held that the parties could comply w ...

[patrickq1]

is this of any use uni at this late stage

[300]

Got my sympathy boy been shocked myself at the c**** judges on my two court visits. You assume they are there to uphold the law not the status quo, one law for the poor and no prosecutions likely for the MP's...