what are these charges ??

[seen the light]

Hi folks

 

i am claiming for a colleague at work who banks with lloyds , i have received the charges applied to their account but when i have asked the colleague they are unsure as to what they where, below are the amounts and dates.

 

4/1/05 £30 unpaid direct debit

1/3/05 £64 " " "

1/4/05 £64 " " "

3/4/05 £35 " " "

1/9/05 £35 " " "

3/10/05 £35 " " "

 

I personally wondered are these the amounts of the returned direct debits ?? as opposed to charges ie on an actual statement it would show eg £30 going out then £30 going back in. i have no statements to look at just charge lists supplied to my colleague by lloyds.

 

Remember guys its not my account so thats why i am unfamiliar with the charges. i have easily identified the charges identified as " overdraft excess"

 

hope someone can help

 

stl

[bennyowen]

unpaid direct debit charge is one of the unlawful charges. Different banks give it different names.

 

Lloyds TSB submitted the list knowing what they represent. Compile the charges on to a spreadsheet (schedule of claim for charges) and send a preliminary letter back to Lloyds TSB with a copy of the spreadsheet.

 

Ask for refund as normal.

 

Letter Templates

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

[PPMAN159]

These are the fees charged by Lloyds when a DD is bounced and, yes, they can be reclaimed.

[Bernadette]

As a Lloydtsb customer I know these are the Charges for returning the direct debit unpaid. I have also noticed the charges vary from time to time.

[seen the light]

thanks people for the response, heres hoping this claim goes quicker for my colleague than my nat west claim is

 

thanks again

 

stl

[BARTY]

thanks people for the response, heres hoping this claim goes quicker for my colleague than my nat west claim is

 

thanks again

 

stl

 

No chance of that sorry;) Lloyds like to drag things out as long as possible.

 

Good luck, let us know how you get on.

Barty:)