Definately Not Settled... Court Next Month

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GOT A COURT DATE FOR EARLY NEXT MONTH AFTER A DIRECTIONS WERE HEARD WHERE THE ABBEY TRIED TO FORCE THE JUDGE INTO A DECISION ON NOT AWARDING CI. SHE WENT OFF IN A HUFF WHEN THE JUDGE SAID NO IT WILL HAVE TO BE ADJOURNED. 2 HOURS HAVE BEEN ALLOCATED FOR THE HEARING. THE ABBEY OWES ME CHARGES OF WHICH TO DATE THEY HAVE NOT PAID & ARE REFUSING TO ANSWER ANY LETTERS I SEND THEM FOR AN EXPLANATION & A BREAKDOWN OF CHARGES. ANYTHING THEY THEN SEND (WHICH BELIEVE ME IS VERY LITTLE IS WP. THEY INCREASED MY CHARGES WITH AN AMENDED SCHEDULE OF CHARGES, BUT IT DID NOT MAKE ME ANY BETTER OFF. ALSO AS I'D RECIEVED A GESTURE OF GOODWILL WHICH DELETED THE LAST 5 CHARGES OF MY SCHEDULE THAT MEANT MINUS £175. SO WHEN ABBEY DECIDED TO MAKE THEIR OWN SCHEDULE OF CHARGES THEY FAILED TO INCLUDE 4 OF THOSE CHARGES AND REFUSED TO BREAKDOWN A REFUND OF OF £175 FOR AN ACCUMULATION OF CHARGES FOR A PARTICULAR DAY IN QUESTION THAT HAD NO RELEVANCE TO THE LAST 5 CHARGES ON MY SCHEDULE. pLUS THERE IS ALREADY ONE CHARGE OUTSTANDING THE ABBEY SAID THEY WOULD REFUND AND SEND A LETTER EXPLANING THE LETTERS RECIEVED PREVIOUSLY WERE NUL & VOID. I NEVER DID RECIEVE THAT LETTER. SUPRISE SUPRISE. MY CHARGES INCREASED THEY TOOK MONIES AWAY FROM AN AMOUNT AGREED FOR BUNDLE/ADMIN FEES (BROKEN DOWN IN BLACK & WHITE IN A SETTLEMENT LETTER.

 

ABBEY TOOK BACK GOGW = £175

ABBEY OWE ME X 5 CHARGES = £175 (CANCELS OUT THE ABOVE WOULD'NT U THINK?

ABBEY OWE ME £100.58 IN BUNDLE/ADMIN FEES (SHORTFALL)

DAILY INTEREST TO DATE

AND SAR FEE (ABBEY PROMISED TO RETURN THIS)

 

THE COURT DOESN'T ASK FOR ANY DOCUMENTS BUT I WILL FORWARD UPDATED INFORMATION AS THE COURT AND ABBEY HOLD A BUNDLE BUT MUCH HAS CHANGED SINCE THEN. INCLUDED IN THIS DOCUMENT WILL BE LETTERS SENT TO ABBEY WHO WOULD NOT NEGOTIATE THE SETTLEMENT FIGURE. THEY JUST WANT TO ARGUE CI BUT I HAVE TOLD THE COURT THE SITUATION AND THAT THE ABBEY ARE ACTING UNREASONABLE. THEY CANNOT SEPERATE THE CHARGES FROM INTEREST AS THERE IS MONIES OUTSTANDING. BUT THEY COULD HAVE ENDED THIS A LONG TIME AGO BY PAYING MY FULL CHARGES @ 8%. THE COURT SAYS WHOEVER LOSES PAYS THE COSTS. I HAVE REQUESTED THIS CASE IS KEPT WITHIN A SMALL CLAIMS COURT.

 

ANY TIPS?