close premium finance help needed

[Simon7685]

Hi Karen

 

Anymore news? I can't believe the court stayed your case, seems like a good way to get the judge out of work and onto the golf course again!!

 

Simon:)

[karen654321]

Sorry for delay in replying...Well i sent the letter in to ask for the stay to be removed.. Havent heard anything then yesterday had a notice of hearing of applications which reads

 

The hearing of the defendants application for applications will take place on the 3 december at 0000pm

 

attatched to this is a application notice that close have filled out where close premium say they want the stay lifted on the above claim as judgement can be made in this case without waiting for the outcome of the pending high court action in relation to bank charges.

 

So do i have to attend this or is it just for them? This obviously isnt the end of it but i understand this is the hearing to see whether the stay can be removed...

 

Welcome any help

 

karen

[stadium_arcadium]

Hi Karen, yes it does mean that the hearing on 3rd Dec is for the application for the stay to be lifted. You should go if you can and take your paperwork with you, so you have all your info to hand.

[Simon7685]

Hi Karen

 

I have just filed my N1 at the court today. If I can help in any way just let me know. Not that I am any sort of expert mind, I only know pretty much what I have picked up from the site.

 

I have specifically detailed my charges as being 'penalty charges'. So I am going to follow a similar line to bank charges. As you're hearing for the removal of the stay, would it be advisable to assemble some sort of bundle??? There is a bank specific stay bundle if that's any help.

 

Also might it be an idea to be prepared to state your case in case the judge moves to settle it there and then. As Close are saying they want it resolved, that may be there game plan to try and catch you off guard!!

 

I hope some of this is of use to you and as I said if I can help, just ask.

 

Simon:)

[bootie3367]

Any update on this thread as I am preparing to have a go at it4me for a simple cancellation, for which they require the £30 plus one months premium!!! No penalty charges or anything in this case, always been a good payer, but come on, £30 plus a month, they are havin a larf aint they?

 

Jon

[Simon7685]

Hi Karen

 

Can I help anyway, or do you want to use my case as evidence or anything?

 

I issued the N1 and in just over 2 weeks, they have folded and paid out, banked the cheque today:D

 

Let me know if you want any details to use, or anything else and good luck, although luck shouldn't be a factor, they should just roll over!

 

Simon:)

[karen654321]

Hiya simon. Firstly congratulations. I cant believe it. Im really sorry for delay in replying but havent been to well. My court case has been put back now till January. So ive got to wait longer again.

 

Its really good news you havent had to attend court and that you have been paid out already.

I dont know whether its worth me contacting them or whether i should just wait now for the hearing regarding the stay being lifted.

 

Any help greatly appreciated because i havent got a clue

 

karen

[barella]

hi karen, ive read this thread with great interest and have joined in the hope i can find out if there has been any outcome to your court case?

 

I have recently had dealings with Close Premium Finance. Ive posted to a new thread though http://www.consumeractiongroup.co.uk/forum/insurance-assurance-companies/126621-close-premium-finance-another.html#post1324776

[barella]

Anyone know the outcome of this?

 

They finally refunded 100% of a default charge they made to me after making a mistake themselves. It took a good few emails and a letter though.

 

I cant believe they are happy to take someone to court over a £30 default charge.

[karen654321]

Hiya, sorry for delay in replying. Court case not till end of month so will let you know outcome. Im really pleased you have had your money back.

What mistake did they make with yours?

 

 

thanks

 

karen

[mike.billy]

Any outcome on this yet?

 

I have a court date for the end of the month and am wondering if these jokers will actually attend.

 

Their defence was identical to Karen's case, and i've not received their AQ yet.

 

CPF have to be the worst company that i've had dealings with, refusing to comply with Data Protection Act requests, and ignoring repeated requests for breakdown of charges etc. I only actually got full details of charges after filing the N1.

 

Interestingly they offered 50% refund of charges before the N1 was filed. Gave me the total charges they had applied but wouldn't give me the details of when they had applied them. Once they received the court papers, I received the details along with the standard " charges are reasonable...blah...blah " defence.

 

So it seems court here we come.

 

Any tips anyone?

[mike.billy]

COURT TOMORROW MORNING

 

Any advice peeps ? :-?

[karen654321]

Hiya, court has stayed until the outcome of the oft. I cant believe it. Havent updated for a while been poorly. but back fighting now.

 

karen

[barella]

Hiya, sorry for delay in replying. Court case not till end of month so will let you know outcome. Im really pleased you have had your money back.

What mistake did they make with yours?

 

Sorry for late reply but better late than never eh

 

I defaulted with a payment and paid the charge, then they messed up the dates of my DD and AFTER I had asked them to confirm they had the right date, which they did, by email. I complained that if they saw fit to charge me for defaulting then they should refund it to me because of their error. They tried to offer 50% but i persisted and got 100%. I think if I didnt have an email from a customer service person clearly givingme duff info it would have been my word against theirs and I prob wouldnt have got the money back. My insurance is up for renewal soon. No way I'm having anything to do with Close Premium Finance again, I'll be paying my premium in full and upfront.

 

Any update on your case?

[barella]

COURT TOMORROW MORNING

 

Any advice peeps ? :-?

 

how did you get on mike?