Have you been to court?

[Natasha]

Hi guys

 

I just want to know if anyone has gone as far as to going to court?

[Bookworm]

A few more more have gone to court, and won by default.

[Natasha]

Are there any details of his case on this site?

 

Do you know why he loss?

[Seminole]

This has been picked up elsewhere but it's buried deep in one of the forums. As I understand it he lost because the bank managed to argue that by allowing him to go over his overdraft limit, it was providing him with a service for which they were entitled to charge. The consensus seems to be that this argument can be demolished quite easily but it wasn't on the day and that's what counts.

 

Nat West seem to have recognised the weakness in their argument and have keeled over several times since.

[BankFodder]

It's om the Nat west section and some references also in legalities.

[mikeruss]

What service is provided by NOT paying a DD and then charging £35-39 for not doing it?

---------

 

it stops you getting into debt - by putting you in debt (grin)

 

Mike

[Bookworm]

Of course their argument only works (and even then it doesn't really) for over-overdraft limit charges.

 

What service is provided by NOT paying a DD and then charging £35-39 for not doing it?

 

It preserves your HONOURRRR! *flourish of cape, twirl of moustache*

 

And you can't put a price on HONOURRRR!!!!... Well, they do, obviously

[Natasha]

Thank you all for your replies!

 

Are there any members that are very near to their court dates yet?

[Natasha]

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group