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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide **WON POST-OFT v BANKS**


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OK - so if there is not one - what sort of documentation will need to be submitted - I have found a zip attachment on the site confirming details but I do not have the programme on my computer!

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i wouldnt worry about that yet. getting your court bundle together may not be needed for a couple of months at the earliest. i would just concentrate on each stage as it comes up.

 

i dont know about computer stuff so cant help with that but im sure youll be ok when the time comes.

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There is no need for sarcasim but anyway......have been to court and submitted the papers and felt sick doing it for some unknown reason oh well but the lady said the papers will go out today.

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Hi Daniel12!

For Newbies, the workings of the website can get some getting used to.

We ALL had to learn at some time or other, so please don't take things personally.

I was just trying to attract the attention of any passing MOD/SITE HELPER so that they can 'merge' ALL your Threads into ONE for U.

On Bank Forums that are more busy than the Nationwide one, just the postings for one day can often straddle more than one page + Claimants lose their original Thread more readily, until they cotton on to how they can retrieve it easily.

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Just a thought - when I did the initial letter to NW giving them 14 days or action it was acknowledge and then did my further 14 days letters stating I would submit a court claim and gave them 14 days notice - but I did not get a response to this so this is why I submitted the court papers on friday - is it normal for the letter not to be acknowledged!

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grrrrr - I went to submit my papers on friday and everything was fine. Then get a letter today from the courts stating that my papers were not submitted as I had not put my title - miss!.

 

So on my day off work I had to rush off into town to submit the papers again!!! Feel it is all against me now.......

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Well even though I put the court papers in on friday got them back today as I had not put my title - Miss! So on my day off had to rush to the court today.grrrrrrr. Anyway the lady said quite a few things but got a bit confused and was saying about the court to do an allocation hearing - would I need to turn up for that and what do I need to provide????

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Do you mean July lol??? The woman was telling me all the procedures but got a bit confused and she was saying about the judge ordering an allocation hearing - does anyone know if I will need to attend and if so what do I need to provide????

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Ahhhh - I think I have found some information that an allocation form has to be completed at the defence stage - am I right.

 

Pink Princess - please let us know how you get on and the best of luck.

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Hi

 

Just been going through my paperwork and cannot trace the letter requesting the statements/schedule of fees. I have the schedule of fees from Nationwide, and my letter requesting a refund and the letter from Nationwide refusing to return the monies and my final letter requesting the fees- do you think this will be sufficient and should I confirm this to the court?

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Hi

 

Just been going through my paperwork and cannot trace the letter requesting the statements/schedule of fees. I have the schedule of fees from Nationwide, and my letter requesting a refund and the letter from Nationwide refusing to return the monies and my final letter requesting the fees- do you think this will be sufficient and should I confirm this to the court?

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Hi

 

Well Nationwide have until the 16 July to defend - but got a slight problem - our computer totally crashed and lost all data - including the original letter sent to Nationwide requesting charges - I know the date of the letter I sent - in the court bundle can I just confirm the date of the letter - or even reconstruct the letter but confirm it is a reconstructed letter. Or state the date of the letter and the situation!

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Was the original letter the original template from this site ? Are you preparing 3 copies of the court bundle ? One for the court, one for Nationwide and one for yourself. The answer to the letter problem would be to confirm the date of the letter. I very much doubt if you will need to go to court. They will settle before then.Thus you could explain the situation to the judge if you have to attend court. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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In all likelyhood they will enter a defence at the last minute, then you will hear nothing, in the following few weeks you will become accustomed to checking your account daily, twice daily, hourly etc etc. The money will one day appear in your account, just make sure it's for the right amount. In my case they got it wrong (too much tee hee) & then you can communicate your settlement to the court to cancel the case, but only on receipt of cash.

You've a bit longer to go in all probability but they will pay up.

Andrew

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