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katieandscott vs Lloyds Tsb** WON**


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Hi Guys. I've just been watching this mornings BBC Breakfast news and there was a news bulletin stating that all claims against banks for unfair charges are to be scrapped, possibly until the bank do a test case in court. I'm now worried as I've just paid £250 to go to court and I'm worried that mine will be scrapped. Is that a possibilty?

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Hello again...just a few questions really.

I've recieved a letter this morning from the Northampton County Court, with a notice that acknowledgement of service has been filed. I'm not entirely sure what that means......sorry if I'm being blonde but I need to be sure I understand everything properly. It also says that the defendant, has 28 days to file a defence from the 25th July 2007. Does that mean in 28 days I'll be in court??? Sechiari, Clark and Mitchel have also ticked the box...I intend to defend all of this claim, am I still likely to win? They've done nothing but ignore me so far! And now its all staring to get terribly serious! And another thing, why is it still in the hands of Northampton County Court??? I thought it would get transferred to Newcastle County by now!

I'm really sorry if these questions are pretty basic, but I haven't got a clue when it comes to all this legal stuff.

Please Help!!!

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Stop worrying, it will be transfered to your local court and the bank will bottle it soon after they are required to enter a defence. Relax, sit back and just wait for their next letter saying can we pay you and you leave us alone but not tell anyone please!!!!!

And the lord said "come forth and i shall grant you eternal life" I came fifth and got a toaster!!!:D

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Thanks threeamp! I'm also a tad worried about this whole test case thing. Some people on here have been recieving letters from Lloyds stating that they are going to suspend all cases until the test case has been heard. I hope to god this doesn't affect my claim. I've paid £250 for my claim as its over £5000 and if it gets shelved until further notice I won't be happy. I'm banking on having that back when I win. Ha ha!! And soon too!

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You will have to seek advice from a mod but i would think that as your case pre dates the OFT one you could object to any delay with your court. Keep reading this site to see how others are going on with Lloyds/

And the lord said "come forth and i shall grant you eternal life" I came fifth and got a toaster!!!:D

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Thanks threeamp! I'm also a tad worried about this whole test case thing. Some people on here have been recieving letters from Lloyds stating that they are going to suspend all cases until the test case has been heard. I hope to god this doesn't affect my claim. I've paid £250 for my claim as its over £5000 and if it gets shelved until further notice I won't be happy. I'm banking on having that back when I win. Ha ha!! And soon too!

 

Continue with your case as normal - it is not for LLoyds to say that they are suspending all cases - the matter is now the subject of a county court claim against them - it is only the court that can put a stay on proceedings.

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Hi guys. Just thought I'd let you all know. That, Lloyds have settled. I've recieved a letter from S,C & M. And as a goodwill gesture they are putting £6324.38 into my account. What a shock. I didn't even go to court or get a court date. They've just settled it like that. My god. I'm shocked. Is that meant to happen???? Wow, I can't beleieve it.:D

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Great stuff - when was the letter dated, out of interest?

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Easy there tiger, it took me nigh on 15 days to get the money into my account, they will pay up but they do like to drag their feet when doing so. Check with [problem] to see how long it will be before the money is in before you inform the court it has been settled. Congratulations for the result though, i am delighted for you as i know exactly what its been like.

And the lord said "come forth and i shall grant you eternal life" I came fifth and got a toaster!!!:D

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Hey guys thanks for all your responses. To answer your question Dolly its dated the 25th July. I'm hoping that they pay up quick as I know a lot of people have been waiting a while. But hey, I'm not too concerned as put it this way I could still be having to go to court and now I'm not so hurrah! But this whole site has been an amazing help and I couldn't of took on those twats without all the help and support of you lot.:oops:

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Also does anyone know how I can change the title of my thread from 'katieandscott' to 'katieand scott*won*' Just so everyone knows now and can get reasurrence from me that in some cases you may not have to go to court. You may just get lucky!!!

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hi all i we are so happy WE beat them recieved money today every last penny wooooooo can i be moved to the *won* section..

 

i would also like to say thanks to all those who helped us on our journey you know who u are!!

 

i will obviously be making a donation too!!!!! :D :D

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