PPI Successes [NO QUESTIONS or EXPLANATIONS PLEASE] - just Bank/How Much with a link to your thread.

[citizenB]

Hi Citizen B

 

Just re read the paperwork (talk about confusing) think when it comes to basics they are offering me the ppi plus 8% interest and taking me back to how my loan would have been calculated without the ppi.

 

Michelle

 

Excellent news.

[livingdeadguy]

Well good news all. I have had a partial refund from my battle with Creation Finance!!!

 

As you know, my original claim with Creation was close to £4000.00 , i have been preparing to go to the fos as i had heard nothing after my last letter.

Today however i have received a letter from Creation offering £440 refund of charges plus 8% interest at £76.84.

Also a refund of PPI £1176.23 plus 8% interest of £132.72.

Total £1825.79!!!

Its not what i'd hoped for but better than a kick in the teeth. They have told me this will be paid into the account to cover my debt with them, so thats good.

 

But its not over yet! As you may have noticed from the figures they have indeed paid back the premiums paid by me, but they have not added the 39.9% interest that i have had to pay monthly on these amounts.

Also i have not had to sign a letter of acceptance for this offer as they have told me that they are paying this into the card account directly.

 

So i shall wait till it has been paid, then off to the fos it is to try and get back the interest on this!

I am pleased with this result and feel now that as they have made a payment it will hopefully be easier to claim the interest back on this

[jdes26]

yes

get money in account and then go for contract interest its the best way

[livingdeadguy]

Another win!!

Barclaycard letter this morning.

They say "having reveiewed your complaint i feel there is a lack of supporting evidence to confirm the the sale of ppi was carried out in accordance with our standard procedures"

 

As a result all ppi premiums plus interest refunded!

Its only a small amount but its a win!!!!!!!

and the second one this week

[means2anend]

Great...well done

[landy_alert]

Another win!!

Barclaycard letter this morning.

They say "having reveiewed your complaint i feel there is a lack of supporting evidence to confirm the the sale of ppi was carried out in accordance with our standard procedures"

 

As a result all ppi premiums plus interest refunded!

Its only a small amount but its a win!!!!!!!

and the second one this week

 

That's great LDG - congratulations

[nellyM029]

This site is really maing me feel more poitive while i attemt to reclaim PPI. Is it true that you are more likely to have a successful claim using a company even though the charge about 25% ?

 

Thanks

[dx100uk]

NO!

 

infact i'd say they are detested by all

 

dx

[means2anend]

This site is really maing me feel more poitive while i attemt to reclaim PPI. Is it true that you are more likely to have a successful claim using a company even though the charge about 25% ?

 

Thanks

 

why should you wish to have your reclaim ''eaten up '' by a claims company when you have all the tools right here on The Forum...

 

You have wisdom and experience from a variety of perspectives here an so to possibly give a sizeable chunk away is unreasonable.

 

Claims Management Companies have there place but you can do it yourself..and you'll get a sense of satisfaction too...

 

In fact I would go far as to say that Banks are far happier to deal directly with you than through a CMC..you'll possibly get a cheque accompanied with a smile!!!

 

m2ae

[jdes26]

thats what this sites for for us the public......... who need help and want to fight back... no leeches like CMC they have no guarantees! this site is the best on the net by light years!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[citizenB]

Another win!!

Barclaycard letter this morning.

They say "having reveiewed your complaint i feel there is a lack of supporting evidence to confirm the the sale of ppi was carried out in accordance with our standard procedures"

 

As a result all ppi premiums plus interest refunded!

Its only a small amount but its a win!!!!!!!

and the second one this week

 

Oh well done:D

[jdes26]

yep a big well done from me 2!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[livingdeadguy]

Thanks to everyone! Every win is a team effort on this site. Its all of you that help with each win!

Cheers guys and Gals

 

LDG

[crampers]

Mrs Crampers just got an offer from cap one all her premiums plus interest.

 

Thanks everyone

[dx100uk]

well done

watch cap1 they cheat on the 8%.

 

dx

[means2anend]

Yes!!!

 

Well done crampers!

 

Always a boost when news like this comes along!

 

m2ae

Edited April 18, 2010 by means2anend
C>c

[Guest MamaG1]

Many thanks,

 

I ahve written to the Ombudsman and have requested that I am provided with the info required on the SAR, and also clarityont he repayment of the refund that is being payed back into my account by RBS supossedly as I do not have documentation confirmaing this. a proper statement reconcilling to the loan amounts and interest reates. etc. I am awatin the FOS responce.

 

I have also written to RBS telling them I have rerefered the case to the FOS as I am not satisfied I have been treated fairly.

[royalscot]

Just been informed that my complaint about ppi has been upheld ....WOOHOO

 

phone call from hbos regarding ppi

 

 

Repayment due in three weeks

[Guest MamaG1]

Well done and Congrates, another one bit the dust, make sure u they do pay you back what is due and that they have not cheated in the workings in any way.

[citizenB]

Just been informed that my complaint about ppi has been upheld ....WOOHOO

 

phone call from hbos regarding ppi

 

 

Repayment due in three weeks

 

Congratulations:D

[alanalana]

Seems like a long time ago that I said that the FOS had decided that Amex must pay back all ppi charges on cc - finally it has now been paid. Whoopee!

Cleared balance and a little bit more so happy, happy happy!!

NEXT...............

 

I have been absent for a while due to health issues but a very well done Tink

 

Pleased for you

 

aa

[alanalana]

I am happy to see the ongoing successes with PPI reclaiming and well done to all claimants and those that helped along the way. Apologies for my absence due to family health issues. I will endeavour to get more time back on CAG but cannot guarantee how often.

 

Just one more success for this thread and that is Barclays paid up today over £4,500 by cheque so I only have one outstanding claim with Capital One for less than £200.

 

Keep up the good work PPI is still a major thorn in the side of thousands of consumers.

 

aa

[beachcomber60]

Good to see you back on the forum AA

 

Celebration time here this weekend.

 

After rejecting Barclaycards pathetic ppi refund offer (£1,400 ish) and after 18 months of letter exchanges & involvement of the FOS, received a 'fresh' refund offer of £9,000 + in full & final - clears the card & leaves a nice balance left over ( time to spoil the missus I s'pose?).

 

Could squeeze ''em a bit more as they have 'estimated' ppi for the missing statements but I have two years more statements then they think I have, but I am more then happy with their current offer + its been a long battle & I want closure.

 

If only I can get Mercers non compliant DN removed from the CRA now

 

Still fighting Egg & Santander

 

Thanks to all concerned for the inspiration & encouragement.

 

Beachy

[Guest MamaG1]

Congrates for this, well done all. for the DCA jut write to the SRA and include the correspondence in tre your refund from Barclays, and ask for a correction of the info on it due to the resolution with Barclays. and write Barclays to correct the entries copying int he CRA.

[pompeyfaith]

beachy wow fantastic im a happy man now you have got a lot better offer and this proves it does pay to hold on too your guns PF