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christabell v RBoS ***SETTLED IN FULL***


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hi all

sent a pre-lim letter to my own branch dated 11th may recieved one back sat 27th may yesterday

the usual standered letter offering me £491.00 when they owe me in charges over £6,800

dating back 6years i have had to do it in 2 sperate halves to take it to the small claims court

i am new to this should i accept this but not sign anything but tell them im going to claim for the rest? could somone please advise me

thanks

christine

ps, sorry that was first letter i sent ,ive already got my statements.

sent my lba today by recorded delivery , given them 14 days to reply,will have to see what happens.

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Welcome aboard.

 

The LBA was dated 11th and they replied 27th - that's outside the timeframe you gave for replying anyway.

 

Presuming that you had already issued the Prelim letter, now is the time for court action.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 1 month later...

hi all

my last letter i had from the bank was a negative reply, so been down to county

court today and filled in a small claims form (30th june) it takes them about a week to send the letter to my branch and then gives them 14 days to reply.

so hopefully soon i will be going on a spending spree, thanks to the bank. then once sorted that one out i will be putting in for the second half, fingers crossed:)

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  • 2 weeks later...

can any one help? the court papers was served to my bank on the 12th july i have got to put in for the second half , do i send the letter for that now before

they sort out my first half or wait ? they have got until 26th july to reply.

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Wait until settled.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 2 weeks later...
Guest willowb

Hi Christabell,

 

you're at the same sort of timescale as me. Good luck girl!

Keep us posted.

 

Wx

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hi all

recieved a letter from my bank solicitors today thursday 10th aug to identify the dates when the charges was charged,and the reason given, in the letter it states to specify the clause pursuant to which the charges were applied.

also to specify whether the charges applied were due to a breach of contract by the claiment.

and to identify in each case the particular breach of contract (by reference to appropriate terms) of the contract that the charge related.

also in my claim i state that{ these charges} are unenforceableat common

law,being penalty charges

im sorry if im being a bit dimb im not very good with things like this

can anyone please help

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  • 2 weeks later...

hi all

update to whats happening i recieved aq three weeks ago, sent it back the same time i sent cobbetts the spreadsheets on the 14th aug, recieved letter

back yesterday 24th aug offering me 50% obviously i refused, sent letter back today saying i want full repayment. see what happens now

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Good stuff - you'll be fine.

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 2 weeks later...

Does it have a date for exchanging documents? Is it a prelim hearing?

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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hi jonni2bad

the letter says district judge thomas has considered the statements of the case and aqs filed and allocated the claim to the small claims track the hearing will take place on the 18th october at 10am and will last about 1 1/2 hours the court must be informed ammidiately if the case is settled before the hearing date.:rolleyes:

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  • 3 weeks later...

Well done. Another success story and more encouragement/ inspiration for the likes of myself.

 

Enjoy YOUR cash!

 

J:D :D :D

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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CONGRATULATIONS

 

If you have a spare moment, please fill out the SURVEY

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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