Try being a bit more responsible

[assasin]

I'm a new member, and for my first post I'd like to offer my views on the "be more responsible" issue.

 

I have money, far more than I need.

 

Nevertheless I have become increasingly fascinated by my banks descent into corporate hell since their IPO.

 

The only reason I still have an account with them is because I am determined to catch them manipulating my account in order to levy charges.

 

This month was a cracker. A DD due to go on the 5th April was debited from my account on the "17th" (actually it didn't appear on my online statement until the 18th - a Saturday, but it was dated the 17th - they do this a LOT)

 

Im addition they also took the opportunity to debit a few switch payments which they must have held back at least one day, maybe 2 or 3. - I have no way of knowing because I have no way of knowing when it was "banked".

 

Bang £120 charges. Now bear in mind they did all this on a Saturday, and coincidentally the Saturday before my regular "salary" payment goes in on the Monday.

 

I rang the utility company the DD payment was for, and asked them why they hadn't applied for the payment on the correct date. Their response was that they applied for it on the 5th and received it on the 5th.

 

Just to repeat I am well off, and I have to be put a lot of effort into managing my current account to avoid charges. I've experimented and I've come to the conclusion that if my account balance falls below £100 for more than 3 days, the bank will find some inventive mechanism to put me overdrawn.

[Templehead]

good debating everyone but i would seriously consider yourselves trolled, as dan was being provocative and has not come back since

[Bookworm]

You're quite right, and to this end, I think I shall now close this thread, which has been running for far too long.