Kensington ERC charge & Penalty charges, any sucessful claims yet?

[mark-uk]

Not been on here for a few months, just had a read but not sure if im upto speed with things, have their been any succesful claims yet against kensington mortages either for the ERC charge or the penalty charges for the running of the account etc.

 

[Les Gunn]

Hi mark-uk

 

None at all yet, but we still have them in our sites and they aren't off the hook yet!

 

[Louisk]

YES

 

- to penalty charges,

 

Kensington have agreed to refund my £50 a month admin fee and court costs (Total £565 ). It was a long hard battle but I ve finally recieved a consent form.

 

They added £1757 to my mortgage balance stating it was 'Agents Costs' it was in fact their legal bill for defending a claim of £450 - this too they are refunding plus interest. They tried to have the case struck out, they were late with their court bundle and made an application to delay sending their witness statement.

 

It could just be that my claim was for a relatively small amount so they gave up - after spending nearly £2000 defending it.

[curlysmum5]

I have been watching this congratulations!! I too had a mortgage with them which I got out of last year after 4 long years as I am now away from them I am considering giving this a go but there seems to be so much confusion whether to or not , I did not pay an ERC as I waiting till my three year tie in was finished but the £50 arrears fee was debited to my balance each month for 2 years depsite me paying my full monthly payment and £100 towards my arrears each month, so I estimate my claim would be for £1200.00 , Louisk could I ask are you still with Kensington , do you think this make a difference?