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Louisk

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. Sorry, Yes last mortgage statement shows all monies refunded - at last.
  5. Hi jamieprec1979, I too took Kensington to court over default charges, I think I was one of the first. Anyway to cut a very long story short - I got my money back, after a year, an attempt to strike out my claim, adding their solicitors costs to my account, and them not meeting any deadlines set by the court. I would suggest try the FSA first and see what happens - if that fails go the legal route, but be prepared for a long hard fight. I estimate Kensington spent £3000 defending a £450 claim!!! Just one last thing, they did orginally offer settle but with confidentiality - when I said no to confidentiality it all kicked off. Full Story here;- Yes Yes Yes **first Win From Kensington!!!!!!!!!!** Good Luck
  6. Blood is boiling ! The day after I get a reject letter from the court , I get a phone call form ' Chris ' in admin form Kensington ' ( tip off from the court maybe ?) we will be crediting your account soon we will be in touch (but this is only the solicitors costs) - ah but what about the order. - Order what order ? I have just read jamorgan thread, Kensington are demanding their costs be paid - funny when they owe us money they take their sweet time about it and the court seems to be quiet happy about it. A week has passed and still no money - back to plan A I think, letter to Kensington 1 final final final warning and then court, no though they'll come up with another excuse why they can't send bailiffs in. :-x
  7. Dam and blast it The court has rejected my application for a warrant of execution - because the figure I am claiming does not match the figure on the order. I now have to write a letter to the court and explain why the figures don't match - the reason is Kensington have added their solicitors costs since the order was made and in direct violation of the order. I sometimes wonder what exactly Kensington have to do to get the court to actually react and kick butt. Letter this weekend ahhhhhhhhh.:-x:-x
  8. Hi everyone, Im affraid I can't get the scanned image to appear inside this box ( all I get is text of it's location on my computer - any ideas?) Anyway for those of you familiar with westminster tickets :- On the bottom line line of the ticket is the text ( in bold ) ' Please read the notes overleaf for important information ' and over this has been printed ' Do not pay the parking attendant ' only the word 'Please' and 'ation' are readable. Have already pointed this out to westminster but got their standard rejection so I am appealing.
  9. Westminster council have given me a parking ticket - but there's some illegible text on it where two lines of text have merged one on top of the other. Does this make the ticket invalid ?
  10. Right, the clock is ticking. Sent in my application for a 'Warrent Of Execution' and £55 cheque to the court and gave Kensington's head office in Paddington as the address where the bailiffs should be sent. Will be sending emails of too various media interests today - a big thank you to mochamoo - will keep you up to date on developments.
  11. Hi gang, OK as I understand it - it will cost £50 to send in the bailiffs, this being the case I'll have to wait until payday (Wednesday) till I'll get the ball rolling. But I see I'm not the first to do this :- Bank charge victim sends bailiffs | This is Money Mochamoo - could you pm me those email address and phone numbers thanks. Let youall know whats happening soon.
  12. Hi Gang, Well surprise, surprise Kennsington have still not paid up. In fact thay added a further £730.91 to my account in February - at least this time they had the decency to call them 'Solicitors Costs' all of this in direct violation of the tomlin order. Wrote a letter to their solicitors giving them 7 days to sort it, reply from solicitor states ' administrative oversight ' 14 days later still waiting for ' administrative oversight ' to be corrected. Question is ---- Is it time to send in the baliffs ? (oh I really hope so ), I know kensington have some nice fancy offices in the Paddington area, what a dream it would be baliffs - newspaper reports - TV news crews - victims of kennsington - all there to see justice being done, what a show it would be, if it kicks off your all invited ! Advice please
  13. Got my consent form today - they have agreed to refund my £450 plus court costs and I also asked them to include a declaration that no further costs would be added to my account regarding this legal action. "Dear Sir YOURSELF -V- KENSINGTON MORTGAGE COMPANY LIMITED Further to your letter of 7 February 2007, we confirm that we will arrange for the sum of £565 to be re-credited to the account. We also confirm that any costs debited to the account in relation to this action will be re-credited. We also confirm that no further costs will be added to the account in relation to this action. This will be in full and final settlement of your claim under claim number 6QZ49213. We enclose a consent order incorporating the above terms for your signature and would ask that you return the same in the pre-paid envelope, as soon as possible." I estimate they have spent £2000 defending this case - good I hope it b****y well hurts ( Do I sound bitter and twisted - thats what happens when you end up with a mortgage with this lot, I think the MAFIA has lower interest rates).
  14. YES - to penalty charges, Kensington have agreed to refund my £50 a month admin fee and court costs (Total £565 ). It was a long hard battle but I ve finally recieved a consent form. They added £1757 to my mortgage balance stating it was 'Agents Costs' it was in fact their legal bill for defending a claim of £450 - this too they are refunding plus interest. They tried to have the case struck out, they were late with their court bundle and made an application to delay sending their witness statement. It could just be that my claim was for a relatively small amount so they gave up - after spending nearly £2000 defending it.
  15. Finally got a reply from Kensington regarding the £1757 - it was ' soliicitors costs regarding recent Court Action ' And ' Upon further consideration it has been decided that this fee should not be charged to your account. ' So I ve decided to accept their offer but it has to include my court costs so the total I am looking for is £565 (450 + 80 + 35). Ball back in their court (pardon the pun)
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