Lucycat v Halifax - WON!!

[mooner76]

Fantastic news - claim going in - I have copied yours MCOL exactly apart from the very last part - daily rate £0.83 bit - not sure what that was so left it off!

 

Congrats again!

 

Gonna hit submit!

[mooner76]

"and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £0.87."

 

That part in fact - I assume thats fine to leave out....

[Lucycat]

Hi again - that bit refers to the daily rate of interest (worked out as your charges x 0.00022) - and that piece of text actually comes up in the pop-up box as you're filling in the MCOL form and is to be included if you're claiming interest back as well as charges.

 

I don't think the omission will have repercussions, although it would mean you were letting them off the hook regarding daily interest charges if they drag their heels to a settlement.

 

Lucy.

[Tinkerbelle]

Congratulations!!

[Emms]

OK. I've filled out my claim off down town to hand it in!

Here goes.........

[Tinkerbelle]

OK. I've filled out my claim off down town to hand it in!

Here goes.........

 

Please post in your own thread.

Thank you.

[JMio]

Congratulations!

 

I'll rename your thread accordingly

[Lucycat]

Many thanks for your support, one and all! :O)

 

Have got the money ordered to collect on Monday - the bloke suggested an electronic funds transfer to my account but I'd rather not give H yet another opportunity to make a hash of things!

 

I won't be disappearing from the site just yet though - one of the reasons I started this in the first place was because the bloke is on a CCCS plan, and having just seen over a year drop off the term of his arrangement due to this settlement, I'm keen to pursue any late charges on the other debts & see how much more I can whittle away! :O)

 

First up though: my step-dad's ERC for his mortgage - I'm branching out into other boards!

 

Thanks again for the support - I'll try to pay it forward as I get more savvy! :O)

 

Lucy.

[Emms]

Please post in your own thread.

Thank you.

 

Sorry. What I meant was that I was so inspired by this thread that I was off down town to hand my own claim in. Didn't mean to hog thread or step on anyones toes.

 

 

Well done Lucy!

[pford]

Congratulations great isn't it

[lisa1977]

How comes it took since Feb..How long in general am I looking from the dat I send my 1st letter ?

[nigel1804]

:D :D Well done lucycat who's buying the drinks this weekend you or me????????

[Lucycat]

With the number of people on the boards now a round is looking a bit steep - fancy going halves?? ;O)

 

Cheers all! :O)

 

Lucy.

[MrsJuliaAnnK]

You are so lucky, well done!

I've recieved copy of all statements, sent letter requesting charges back, and recieved a letter saying that he charges were in Terms & Conditions so not getting a penny!! Wat do I do now? are they right?

[Lucycat]

No, they're not right, they're just hoping you'll go away!

 

Press on, keep to your timescale & you won't go far wrong. :O)

 

All the best with your claim,

 

Lucy.

[nigel1804]

Hey Lucycat did you get my last PM are you still racing me for that mortgage claim?lololol

[Lucycat]

Sharing info, offering support, pooling resources, racing to the finish line - absolutely! ;O)

 

Lucy.

[maria jacobs]

Hi Lucycat

 

I am working full time and don't seem to have time to open my email and chat with all who joined the action group.

 

I knoew there is no excuse but I am having my bathroom refurbished and the dust is unbelievable. my 2 sosn are suffering from excema and trying hard to get rid of the dustwhen I get in from mwork. well so much for that.

 

Going back to my halifax problem email me the second letter to send to halifax pls

 

I have already received my statements from 2001to date.

 

All the best.

[Lucycat]

Hi Maria,

 

All links to templates and forums are in the very long message I sent you last time. If you need further advice the best way is to start your own thread, although you will certainly be advised to read through the FAQ section first, as I mentioned in my message.

 

Best of luck with your claim,

 

Lucy.

[Lucycat]

This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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