going overdrawn

[billy62]

Hi, i have just found this group! well a couple of hours ago,i've been reading!!

I've just phoned Abbey to ask if i could get bank charges reduced or removed as i will end up in the same situation month after month if they take these charges on 8th March (£255) i was told they could not help me unless i was completely overdrawn!! as i still have £100 in my account there is nothing they can do!

 

I said "isn't that like throwing a lifebelt to a man who has already drowned?"

 

looks like i will have to pay these charges this time, or would i be wise to go overdrawn and then ask for help??

[billy62]

Hi, i have just found this group! well a couple of hours ago,i've been reading!!

I've just phoned Abbey to ask if i could get bank charges reduced or removed as i will end up in the same situation month after month if they take these charges on 8th March (£255) i was told they could not help me unless i was completely overdrawn!! as i still have £100 in my account there is nothing they can do!

 

I said "isn't that like throwing a lifebelt to a man who has already drowned?"

 

looks like i will have to pay these charges this time, or would i be wise to go overdrawn and then ask for help??

[BankFodder]

Well there you are. Abbey won't help you so you will have to help yourself.

 

Open a parachute account.

 

Do you knwo how much they have taken from you?

If not send them DPA request.

If yes the letter before action - 14 days

and then the Glad Tidings.

[billy62]

Hi, thanks for the reply!

ermm, what is a parachute account??

 

not too clued up on banking terms! been with Abbey for over 20 years!

[billy62]

Right! thanks

 

wasn't thier logo an umbrella??

 

i don't know how much they have taken from me in the past but i'm sure it's in the thousands! i'll have to get my old statements out!!

[billy62]

think i remember that one a sort of mary poppins in abbey land!

[BankFodder]

Quite right - umbrella.

 

What's an umbrella if it's not a small parachute? ;-)

 

I swear they used to have an advert with people skydiving in it - it might be a different bank though.

 

Wasn't it just falling - SPLAT - after the bank had taken away their parachute?

 

except that now there is The Bank Action Group :twisted:

[billy62]

any bank/s you reccomend?

 

for a new account!!

[billy62]

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