old hoist uk now Lowells CCJ - store card debt

[Andyorch]

The amount outstanding can not be more than the original judgment ....given the age of the judgment I suspect Lowell are not aware that the debt is subject to a CCJ and given its age its over 6 years old therefore any enforcement action would be difficult.

 

Ignore Lowell if you wish unless you want to settle the original judgment amount..but there is little they can do.

 

 

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[Andyorch]

Fair enough but I can only advise as per my previous post.

For information.

An action cannot be brought on any judgment after the expiry of 6 years from the date it became enforceable. The term “action” only applies to the commencement of fresh proceedings on a judgment, it does not include enforcement proceedings so, strictly speaking, for enforcement purposes and enforcement proceedings, no limitation period applies. However, any delay in enforcement on the part of the judgment creditor will affect any award of interest as recoverable interest is limited to 6 years on a judgment that is executed after the expiry of the 6 year period.

Court permission is required to enforce a judgment debt that is more than 6 years old. In a particular case of Warrants of Execution, these must be renewed after 12 months if they have not been enforced. Further, the court is entitled to take account of delay and enforcement when exercising its discretion to grant any Order sought.