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Lowell/Overdales - letter before claim - old utils debt


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its not from a landlord its from lowells.

the supplier has sold the debt to lowell, overdales are their in house sols.

go look at his credit file.

 

the sar should goto the supplier not lowell/overdales.

run the 30 days!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Lowell/Overdales - letter before claim - old utils debt

thread title updated

 

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

lowells wont follow through on a £240 util bill debt even if they do do court.

its done to frighten mugs into wetting themselves.

we need that credit file, its important to know if this shows against him for numerous reasons 

its all free so just use his details and get it please

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

unless he turns off the power totally between tenants, there will be consumption, any landlord is responsible for use/charges between tenant contracts to the supplier. just ask any landlord.!!

now why after almost running the statute barred to the end lowell want paying as they bought the debt years ago can only be answered by being greedy upon max potential court interest .

the overriding remit here is the back billing rules util suppliers must abide by. you cant bill someone for energy use if you've not sent them a bill with 12mts of the debt occurring.

so unless the supplier sent him a bill within 12mts of this debt being created and lowell can prove they did, they are up the creek with no paddle. 

hence another reason why they'll not go near court.

it might be one of the rare times we advise to put just this reason in as to why on your reply to the letter of claim, but run the 30days..

 

dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

run the PAPLOC reply till near the 30 days limit lets see.

but the SAR, if your father hoards all letters, shouldn't have any bills within the correct time of issue in it, else he should have them .....

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 4 weeks later...

you do know you can take npower to court if they refuse to honour an sar for data they must hold encompassing the last 6yrs without good reason. no holding it it NOT an excuse if its within that timeframe. 

also under the prevention of fraud act, the money laundering act and the data protection laws, they must retain all data for 6yrs.

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well lowells are going to have to produce them if it ever goes to court so i suppose the next move is not yours.

its only £240 and its disputed so they might well drop it.

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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