V-E Day: Victory over Egg

Mistermind · February 3, 2007

2nd February 2007 - Westwell (without confidentiality clause)

CAG Claimants 13 - EGG nil

Mistermind · February 10, 2007

10th February 2007 - Benham3160 (without confidentiality clause)

CAG Claimants 14 - EGG nil

Mistermind · February 20, 2007

Roll of Honour - full refund won from Egg

.5th December 2006 - Yasmin

13th December 2006 - Mcuth

20th December 2006 - Admanbo80

21st December 2006 - Johnnie Reclaim

21st December 2006 - blackcatchillers

22nd December 2006 - Joa

28th December 2006 - waynedear

28th December 2006 - Sassylass

28th December 2006 - Feergal71

13th January... 2007 - Kazzaw.....… (without confidentiality clause)

13th January... 2007 – KateandPete. (without confidentiality clause)

18th January... 2007 – Schnide…… (without confidentiality clause)

2nd February.. 2007 – Westwell….. (without confidentiality clause)

10th February. 2007 - Benham3160 (without confidentiality clause)

15th February.. 2007 - Livelylad

19th February.. 2007 – Odd Fellow

Claimants 16 – Egg 0

Such a tidal wave of new victories coming from all fronts that this scoreboard can hardly keep up -- any victories missed out please kindly tip us off by PM or posting.

Perhaps CAG Admin might consider the idea: on the index page to give all the successful refund threads a green background to hearten other claimants still running the obstacle course?

Mistermind · February 26, 2007

25th February.. 2007 – banofi

Claimants 17 – Egg 0

Mistermind · February 28, 2007

26th February.. 2007 – Empire Strikes Back

Claimants 18 – Egg 0

Mistermind · March 1, 2007

28th February.. 2007 – THFC4EVER (with no confidentiality clause)

Claimants 19 – Egg 0

Mama Bear · March 1, 2007

Please can somebody help me? I have had a loan with barclays for over 2 years now, and recently, upon speaking to them, found out that they had registered a default against me back in Nov 05. However, what they did say is that they had no choice but to do it - eh? Id had a run of bad luck, and had been making payments to my loan as often as I could (i was made redundant twice in one year), and kept egg fully updated about my situation. they rearranged my loan agreement to extend the terms and bring the payments down, but they DID NOT tell me that they had registered a default against me. is there anything that i can do??

Mama Bear · March 1, 2007

oops - sorry everyone, wrote barclays, meant EGG

have another claim in progress against barclays, sorry, my error!

Mistermind · March 1, 2007

Egg prides itself for being the only the internet-based card that does not send out paper statements and letters. They do not even use the public email system, preferring to use their own "secure mail" which can only be read by the user logging onto Egg. If an user forgets her password and she rings Egg, she can expect half an hour of muzak before speaking to an Egg employee, famous for being unhelpful.

Mama Bear,

If you need documentary evidence to prove the sequence of events, Egg is legally obliged to provide same for £10, taking probably 4 weeks.

Before the Default Notice is issued there needs to be one warning which Egg is obliged to issue. Did you get such a warning at all via Egg Secure Mail? Is there a trail of same or have you deleted past messages?

Did you suffer many unlawful Overlimit Punitive Penalties as well as Late Payment Penalties? If your Defaulting situation was exclusively or mainly due to the levying of unlawful charges, then as charges are refunded it seems equitable for the Default Notice to be deregistered -- i.e. you would not have seriously defaulted but for said unlawful penalties plus unlawful interest taken from your account by force.

I gather Default Notice is a necessary Notice of Forthcoming Intent before escalating to debt collection etc, but if you have documentary evidence to prove that before issuing Default Notice in November 2005, Egg was already negotiating with you re amicable loan rescheduling, then there would seem little justification for Egg all set to make peace with one hand but declaring war with the other. Egg of course are famous for left and right hands not on speaking terms.

Jasmin won full refund, then continued to pursue Egg for removal of her Default. Her long threads will probably give you best info on the process. Good luck!

Mistermind · March 12, 2007

Roll of Honour

Holders of the O.B.E. – the Order of the Beaten Egg

21st November 2006 - barcote…… (won in court)

23rd November 2006 - Maroonfox5

..5th December 2006 - Yasmin

13th December 2006 - Mcuth

20th December 2006 - Admanbo80

21st December 2006 - Johnnie Reclaim

21st December 2006 - blackcatchillers

22nd December 2006 - Joa

28th December 2006 - waynedear

28th December 2006 - Sassylass

28th December 2006 - Feergal71

13th January… 2007 - Kazzaw.....… (without confidentiality clause)

13th January.... 2007 – KateandPete. (without confidentiality clause)

18th January.... 2007 – Schnide…… (without confidentiality clause)

2nd February... 2007 – Westwell….. (without confidentiality clause)

10th February.. 2007 - Benham3160 (without confidentiality clause)

15th February.. 2007 - Livelylad

19th February.. 2007 – Odd Fellow

25th February.. 2007 – banofi

26th February.. 2007 – Empire Strikes Back

28th February.. 2007 – THFC4EVER (with no confidentiality clause)

Claimants 21 -- Egg 0

Mistermind · March 13, 2007

First time I heard this. I did a Forum Search on "fee assessments" but found nothing. If this is an Egg term, perhaps try search the exact wording.

Mistermind · March 20, 2007

20th March 2007 – Animaleyes

Claimants 22 -- Egg 0

Mistermind · March 20, 2007

20th March 2007 – Animaleyes

20th March 2007 -- 831badger

Claimants 23 - Egg 0

Mistermind · March 24, 2007

24th March 2007 -- Maxine989 (Contract Interest refunded at 16.9%)

Claimants 24 - Egg 0

(The stadium erupts with spectators throwing their hats into the air....)

maxine989 · March 24, 2007

Ah ha... your keeping count... nice one!

:-)

Mistermind · March 25, 2007

Top of page 5 for latest score

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Mistermind · March 28, 2007

From 28MAR2007 new winners will be recorded in the updated posting above containing all URLs.

Mistermind · March 29, 2007

A winner a day now.

Mistermind · April 2, 2007

Winner winner winner

Petmidget · April 7, 2007

Chalk up another for the customers, didnt bother with a thread on here, but just settled for the sake of speed of pay out for roughly 85% of of my total claim. Cheque arrived this morning, no conditions whatsoever.

As a note the claim was charges, contractual interest and s69 interest on top. I basically surrendered my court fees in accepting a reduced amount.