bennett v abbey

[sowerby17]

I have just sent my lba yesterday and have read thatmany people get a gogw at this point

[bennett01]

hi sowerby recieved GOGW when court papers sent to them has always their playing games. started all of this in aug

[sowerby17]

well they would have got my lba today spoke to someone today and getting microfiche statements shortly(supposedly) have been told the lady I spoke to is very good. Claiming for £1470 for 14 months goodness knows what the other 5yrs worth will add up to.No wonder they taking so long with my statements. Hopefully will hear from them before two weeks is up.

[bennett01]

Hi just an update on my case, Abbey as filled at court to defend there claim in full and have until 8 Dec to do so. they paid in to my account £555 has a gwg but i have a £700 overdraft this then whent to £1.190 with charges and interest so what they did is pay the ££555 from the full amount so in evect they took this back in there charges and interest i have yet to write to them to thank them for this and to let them know i will continue with the claim.

[bennett01]

Hi just a note to let you know how my claim is going

Issued court claim on the 8/11/06 Abbey Acknowledged on 23/11/06

they have until 8/11/06 to file a defence. and box ticked to defend full claim. no sign of this as of yet noted that the address is triton square london so who is there solicitors?

 

Claiming £2.587 ddc

Interest charges caused from ddc £378.19

[orfoster]

Hi,

 

They have until what date to respond?

[bennett01]

Hi orfoster they have untill 8/12/06 thanks for that should of noticed my self

[bennett01]

can someone help had a second mortgage with this company of £15000 over 15 years in 2006 but settled within 7 months but they used the regulation 1983 calculated by taking current balance and adding all future interest due to the end of loan then calculated on this figure using rule 78 formula being the differance between current balance and the rebated figure is the eary settlement penalty.some thing like this,

 

balance £13.648.08

add interest to date £215.89

add future charges £11.322.78

total payable ££25.186.75

less amount of rebate £11.156.23

sub total prior to legal fees £14.030.52

add legal fee £120

total payable settlement £14.150 52

 

and the figure comes to £2481.45 ERC

can i claim this figure back

[bennett01]

Can enyone help with contact details legal dept london has Abbey have until Friday 8/12/06 to file their defence did ring court no defence submited and only one day to go. should i ring them or just wait.

 

Claiming for £3137+

E MEX FUNDING LETTER SENT REQUESTING REFUND OF ERC OF £3400

[Lula]

I would wait if I were you, why would you want to go about doing their job for them

[bennett01]

Thank you Lula i will do just that

[bennett01]

I all just an up date have recieved their defence to day and it only goes on about overdraft limits and going overdrawn and that i agreed to their terms and conditions. and not keeping to their terms hence charges aplied but without predudice they are prepared to agree to a setlement in order to avoid having to file the allocation questionaire and to bring this matter to close.with conditions they are offering 50% of the claim this is £1568.59 but the full amount is for £3137.18 do you think i should ring them and exept as part payment and tell them i will continue with the court case for the remainder.

[NuttyTart1]

Hi Bennett, that is exactly what you should do, accept the offer but make it clear that you will be persuing the remaining amount, although I would be tempted to put it in writing as well as calling - and make sure that it is sent recorded.

 

Good Luck.

[bennett01]

KARNAVIL than you yes i did receive gwg of £555 but this then was paid of the amount again in charges the same day.

[bennett01]

Hi Bennett, that is exactly what you should do, accept the offer but make it clear that you will be persuing the remaining amount, although I would be tempted to put it in writing as well as calling - and make sure that it is sent recorded.

 

Good Luck.

 

thank you i will put this in writing

[bennett01]

Karnavil

no the charges that applied to the £555 are not new the same as my claim from the start. and thank you i will take your advice to all. did ring the court this morning and the will send out the allocation questionnaire hopefully should get that on tuesday.

[bennett01]

can you please help how can i work out the 8% for my claim stupid me have forgot is it something like 0.002 not sure

[bennett01]

thank you spoke to someone called christine at london this morning they are prepered to settle hopefully i will let you know later today how it went

[bennett01]

Hi again my head does not work with figures this morning can someone help to work out the sum of the 8% on the £3137.18 from the 8/11/06 up till the 12/12/06 many thanks to anyone that can

[bennett01]

Hi again my head does not work with figures this morning can someone help to work out the sum of the 8% on the £3137.18 from the 8/11/06 up till the 12/12/06 many thanks to anyone that can

[Michael Browne]

3137.18 x 0.00022= £0.69p x 34 days = £23.46

[bennett01]

Just of the phone talking to a woman called christine at london complete wast of time there so called agree to setlement is only in their favour my charges in full are £3137.18 they offer 50% £1568.59 then again reducing this with the £555 which was paid in to my account this then would leave £1.013.59 I told her this was not acceptable. i would only settle for £2582.18 this would be after the £555 taken of. but she also said they do not settle for 100% of any claim and then said the allocation questiner would not cost them anything and would only cost me. so i turned down there so called offer and hope to see them in court. i will now sit down and try to fill in the AQ

[bennett01]

Thank You Karneval Not Very Good In Navigation Tech I Always Seem To Go The Wrong Way.

[bennett01]

just filling in the allocation questionnaire not to sure about the box containing other information what can i include in this

[gizmo111]

All the information that you need to help you with your AQ can be found here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html