CashEuronet (quick Quid)/MMF - double default entry - same debt- is this ok?

[Etsranged]

Hi,

 

just noticed on my credit file a default was recently added by Motormile Finance UK. Its the same amount and same date as a previous default left by CashEuronet (quick Quid). Who actually sold the debt to Motormile. 
 

They both can’t own the same debt at the same time and I’m assuming it’s a duplicate default. Also how can they add it to my file over a year later? 

 

is there anyway of getting this removed?

 

Thank you

Edited September 22, 2021 by Etsranged

[Nobby_v]

Had a client with a similar problem. I  have written to the debt collector asking for the later default to be removed.

 

Default should be within three months of the first date of non payment. My understanding is that only the original creditor can place a default on file. 

 

No reply from them yet.

[dx100uk]

doesn't harm you double don't worry about it.

 

as long as the fleecing DCA does NOT put a differing defaulted date to the original creditor a double entry mean nothing to any score..as it's the same debt.

hope you are not blindly paying these idiots anything etsranged....

 

 

 

[Etsranged]

Oh I’ve just noticed the DCA has put a default date BEFORE the OC default date for the same account. This is obviously false reporting at a minimum. 
 

This is bad.

 

thanks for your replies btw

 

1 hour ago, Nobby_v said:

Had a client with a similar problem. I  have written to the debt collector asking for the later default to be removed.

 

Default should be within three months of the first date of non payment. My understanding is that only the original creditor can place a default on file. 

 

No reply from them yet.

 

Could you pm me a rough template of what you sent them? 
 

thanks

[dx100uk]

no pm advice is not allowed and you've no need to do it anyway.

the double entry for the same debt IS NOT HURTING YOUR SCORE..

 

please read our rules.

 

dx

 

[The GodMother]

16 minutes ago, Etsranged said:

Oh I’ve just noticed the DCA has put a default date BEFORE the OC default date for the same account. This is obviously false reporting at a minimum. 
 

This is bad.

 

thanks for your replies btw

 

Then you need to check your default notice to see what the OC says the date is. Only 1 can be correct which normally is the OC one. 

[Etsranged]

Thank you. The OC is a month after the DCA. I think I’m well within my rights to ask the DCA to remove the default altogether now?

 

33 minutes ago, dx100uk said:

no pm advice is not allowed and you've no need to do it anyway.

the double entry for the same debt IS NOT HURTING YOUR SCORE..

 

please read our rules.

 

dx

 

no problem.  I’m not just concerned about my score, I don’t want these crooks getting one over on me for a year old debt that’s been sorted. 
 

thank you

Edited September 22, 2021 by dx100uk
unnecessary previous post quote removed

[fkofilee]

Lantern are known for modifying the Default dates on accounts on CRFs.