Tesco Bank - CIFAS Placed 2016 - Advice On How To Handle?

[Andyorch]

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You also refer to a “Tesco credit card suspense account”. What is a “suspense account”?

 

A suspense account is a catch-all section of a general ledger used by companies to record ambiguous entries that require clarification. Suspense accounts are routinely cleared out once the nature of the suspended amounts are resolved, and are subsequently shuffled to their correctly designated accounts

[Andyorch]

Always best on line...more secure...cheaper fee to submit......unless you prefer walking to the Post Office and paying postage everytime you have to submit a document...and there will be a few.

 

Andy

[Andyorch]

Have you given your permission to extend ?

 

See CPR 15.5

 

https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part15#15.5

 

[Andyorch]

CPR 15.5 is applicable only after the full 28 days...the 14 days they refer to is after acknowledgment of service to submit their defence...not beyond the 28 days. They must have the claimants agreement to extend further and add a further 28 days...56 days max allowed.

[Andyorch]

Thread tidied.

[Andyorch]

Have you dealt with their first two points of their response ? Name change /address etc ?

 

What is your response to the following ?

 

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2.33. 9.4 The Defendant was subsequently informed that the Third Party, who was also a customer of the Defendant, did not authorise the payment on 29 September 2016 in the sum of £150.00 to the Claimant‟s Account. The Defendant investigated the transaction and concluded that the Claimant had been the beneficiary of fraudulent funds. On 10 October 2016, the Defendant placed a Credit Industry Fraud Avoidance Scheme (“CIFAS”) marker on the Claimant under Category 6: „fraudulent faster payments transaction‟ (“First CIFAS Marker”).