STATUE BARRED 3 YEARS AGO

[SHELBELLE]

Name of the Claimant ?Cabot Financial

Date of issue – .22/10/2014

 

What is the claim for

The Claimant claims payment of the overdue balance due from the Defndant under a contract between the Defendent and Sainsburys dated on or around xx/07/2003 and assigned to the Claimant on xx/07/2011 in the sum of £9K

 

Particulars a/c no xxxx xxxx xxxx xxxx

 

Date xx/05/2011 Item Default Balance Value £9K

 

What is the value of the claim?£9k

 

Is the claim for a current or credit/loan account or mobile phone account?Credit card

 

When did you enter into the original agreement before or after 2007?yes 2003

 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.DCA

 

Were you aware the account had been assigned– did you receive a Notice of Assignment?Only from DCA...and one to say it had been passed to another DCA...but now back with the.

 

Did you receive a Default Notice from the original creditor?yes

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ?No

 

Why did you cease payments- Illegible CCA

 

Was there a dispute with the original creditor that remains unresolved?Yes the CCA

 

Did you communicate any financial problems to the original creditorand make any attempt to enter into a

debt managementplan?Yes before I obtained the CCA

[dx100uk]

who's the sols?

 

 

dx

[SHELBELLE]

Restons Dx

 

So now I've acknowledged I send CPR31.14 Request to the Sols...? Assuming that I do not need to send a copy of this to the court?

 

Thank you.

 

S.B.

[dx100uk]

CCA request to cabot

blank £1 PO don't sign anything

 

CPR to restons.

 

 

dx

[SHELBELLE]

excellent thank you DX

 

Can I just clarify that I have to submit my defence by 23rd November but seeing as that is a Sunday it will be Friday 21st November?

 

Also going by the POC, am I correct in requesting agreement, notice of assignment and default notice in the CPR 31.14?

 

just need clarification on these two points then I'm ready to go.

 

Many thanks.

 

S.B.

[dx100uk]

by midnight sunday 23rd nov

[SHELBELLE]

Thanks Dx

 

 

Any thoughts on my other question....I don't want to get it wrong?

[dx100uk]

yes

 

 

dx

[SHELBELLE]

And statements?

 

 

Thank you

[dx100uk]

nope you'll only get those via an sar to the OC

 

 

dx

[SHELBELLE]

Ok understood I will commence with the CPR AND CCA

 

 

Thank you.

 

 

S.B.

[dx100uk]

now use your time to read up about the tricks restons will play too

 

 

dx

[SHELBELLE]

I certainly will.

 

 

Thank you.

[SHELBELLE]

Hi all

 

Just trying to get a little ahead of myself...haven't heard anything yet back from my CPR 31.14 or CCA request, was going to start preparing my defence can someone point me in the right direction please?

 

Many thanks

 

S.B.

[AndyOrch]

1000,s of them here...edit to suit your particulars.

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?190-DCA-Legal-Successes

 

Andy

[SHELBELLE]

Thank you Andy, appreciated.

 

S.B.

[AndyOrch]

Post it here for checking Shel before submission.

[SHELBELLE]

Yup I will do thank you Andy.

[SHELBELLE]

So I gather that the Sols now want to identify me with my autograph and wont acknowledge my CPR request until I do.....do I do anything..???....I wont be autographing that's for sure...

 

Thanks in advance

 

S.B.

[dx100uk]

std rubbish from pestons.

 

 

means nowt really

they'll have to comply with the CCA mind...

 

 

dx

[SHELBELLE]

Thanks DX

 

So I sit and do nothing?

 

The CCA went to the DCA....

 

Obviously I'll do my defence in time....

 

The more I think about this the more I think it could be statue barred.

..that's if I am going by my last acknowledgement/payment.

..may be wrong but need to check so.

...shall I send OC an SAR and do I need to send Claimant a CPR18 as well?

 

Thnaks ina dvance

 

S.B.

[dx100uk]

it is

go back and read this thread from post no.1.

the default notice aug 08

 

 

if you've not paid a bean since then its SB'd

 

 

dx

[SHELBELLE]

DX

 

Just have see my post no 70...looks like it is maybe just about to be...shucks....!!!

 

Next line of fire advice wouldbe appreciated...doesn't look like i can use SB defence now...so SAR and CPR 18 ?

 

Thank you

 

S.B.

[dx100uk]

sorry

if the DN was aug 08

unless you paid since its SB'd

 

 

dx

[SHELBELLE]

DX

 

That's the issue I think I stopped in the November.....

 

Any suggestions?

 

Thank you

 

S.B.