Apprentice

[ScarletPimpernel]

It's not as easy to save in the Armed Forces as it was.  There are daily charges for accommodation, utilities and a monthly charge called CILOCT - Contribution in Lieu of Council Tax. Then there is food - since the introduction of Pay As You Dine the cost of eating has generally risen, unless individuals stick to the Core Meal, which is cheap, but usually dire.  However, it's still cheaper than living alone in the civilian world. For many young soldiers this will be the first time they have had a decent disposable income, and my experience is that many of them become expert at disposing of it!  Most recruits earn around £15k when they start.

 

There's some useful advice about saving in the Forces at https://www.moneyforce.org.uk/Managing-money/Save-and-invest

 

In terms of the apprenticeship issue, I think I can assure you that for the first few months of his Army career, your son will be too busy to think much about it!