ARC Europe and Bannatyne

[ricky91]

Hi All,

 

Apologies for creating another thread about these two companies, but I just wanted to clarify my position as it's a little different from the other threads that I have browsed over the past couple of days. I'll try to be as concise as possible.

 

• Joined Bannatyne's in March 2014 on a 12 month Contract

• Cancelled contract after a few months simply by cancelling the DD, something I was told was possible by gym staff (I have no evidence to support this though).

• I get a few emails between 2014 and 2015, resulting in an 'Invoice' from Bannatynes for £180, which I ignored along with the other emails.

• The last email I got from them was in December 2016 offering me the chance to settle my account for £100, again I ignored it.

• I've had an email this week from ARC Europe saying that my 'account' has been transferred to them for 'account management' and asking to make arrangements to pay the outstanding £180.

 

My gut feeling is to ignore it as it's for a balance from such a long time ago. But given the way that I cancelled the membership I have a lingering doubt that they have something on me or at least a reason to take this forward. I also have moved since then but am concerned about replying to them with my new address as that might provoke more harassment from them.

 

Any advice would be very much appreciated.

[dx100uk]

your last paragraph is the most important and the most worrying.....because its wrong.

never move without telling your supposed creditors [including those on your credit file ]

 

this opens you up to what is called a backdoor CCJ whereby everything is sent to your old address and the first you know about the court judgement is when court bailiffs knock on your door.

 

so.

[remembering the fact that ARC are a DCA and a DCA is NOT A BAILIFF and have totally ZERO legal powers on ANY debt.]

 

I would send the slick132 letter offering ONE single payment with no admin fees to bally's from your new address.

[Bazooka Boo]

IMO, I would ignore them, and make a formal complaint to the gym, embarrass them on social media.

 

I wouldn't even offer them a single penny.

[slick132]

Hi Ricky and welcome to CAG

 

Your case is different to many others because you cancelled within the initial 12 month period, and you don't mention any circumstances that would have "allowed" you to do that like relocation, redundancy, health or injury. See the guide here - https://www.consumeractiongroup.co.uk/forum/showthread.php?452671-Cancelling-your-Gym-Agreement-Get-it-right-!(1-Viewing)-nbsp

 

However, if the gym was serious about collecting what you owed, they should have started the process long ago.

 

You must write to ARC so the have your current address as mentioned by DX. Tell them :-

 

Dear sir or madam,

 

Bannatynes Gym, [location]

 

I refer to demands for payment and you should note my new address is as follows :-

 

New

Address

Postcode

 

Write to me if you want but I will not pay any more for this old gym membership.

 

If you harass me, I will make formal complaints as necessary.

 

Yours faithfully,

 

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