MMF/Moriarty Law claim form- Northway Broker Ltd PDL 'debt'

[Jellybean31]

Hi,

 

I am looking for advice regarding a claim form I received on March 17th. I have acknowledged the claim and opted to defend all, details of the claim below with comments further below.

 

Claimant - motormile finance

Adresss for sending docs - Moriarty Law

 

Particulars :

 

The defendant owes the claimant £728.40 under a regulated loan agreement with Northway Broker Ltd dated 29/05/12 and which was assigned to the claimant on 06/04/2014 and notice of which was given to the defendant on the 06/05/2014. Despite formal demand for the payment of the debt the defendant has failed to pay and the claimant claims £728.40 and further claims interest Theron pursuant to section 69 of the county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to £58.27

 

Total plus court fees etc. £916.67

 

I did have PDL issues a few years back but none of the companies mentioned above ring any bells with me at all. I have had letters from Moriarty Law over the past few months which I disregarded as I'd never heard of them or the debt they were claiming for. Advice on further steps would be appreciated? I have also read on other forums that motormile finance had regulations jumping all over them for bad practices?

 

Thanks for reading,

 

Jellybean

[dx100uk]

please fill this out

so we have the correct info yo help you

'

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

 

you are not alone:

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=MMF/Moriarty+Law+claim+form&sa=Search+CAG#gsc.tab=0&gsc.q=MMF%2FMoriarty%20Law%20claim%20form&gsc.page=1

 

 

Northway Broker were pounds till payday

[Jellybean31]

Thanks for the speedy reply. I'll get the letters sent tomorrow.

 

Name of the Claimant ? Motormile finance UK LTD

 

Date of issue – 17 Mar 2017

 

Date to submit defence = 18 April

 

I have acknowledged already

 

What is the claim for – identifiable data and round the amounts up/down.

 

1.The defendant owes the claimant £728.40 under a regulated loan agreement with Northway Broker Ltd dated 29/05/12 and which was assigned to the claimant on 06/04/2014 and notice of which was given to the defendant on the 06/05/2014.

2.Despite formal demand for the payment of the debt the defendant has failed to pay

3.and the claimant claims £728.40 and further claims interest Theron pursuant to section 69 of the county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to £58.27

 

Total plus court fees etc. £916.67

 

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? PDL

 

When did you enter into the original agreement before or after 2007? After

 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. A purchaser

Were you aware the account had been assigned – did you receive a Notice of Assignment? No

 

Did you receive a Default Notice from the original creditor? No

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

Why did you cease payments? I had a number of PDL's and struggled to pay back. Pounds till payday would not come to an agreement on paying back over a number of months (so I recall)

What was the date of your last payment? I presume 2012 but have no idea on exact dates

Was there a dispute with the original creditor that remains unresolved? No

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? I sent an email to all PDL I was struggling with yes

[loulourocks]

I have also received an email from them. They are asking for £252 out of the blue. I beleive this may be for a Lending Stream loan taken out back in 2010. I made a payment arrangement with another debt collection agency. The loan was originally for £185, they put this up to £584 which i think is also against rules and regulations. So i must have paid at the very least £332 back. Motormile say they have been trying to contact me. They really havent, this is the 1st i have heard from them. There is no longer a default from LEnding Stream on my file it disappeared some time ago. Should i just ignore the email?

[dx100uk]

I have also received an email from them. They are asking for £252 out of the blue. I beleive this may be for a Lending Stream loan taken out back in 2010. I made a payment arrangement with another debt collection agency. The loan was originally for £185, they put this up to £584 which i think is also against rules and regulations. So i must have paid at the very least £332 back. Motormile say they have been trying to contact me. They really havent, this is the 1st i have heard from them. There is no longer a default from LEnding Stream on my file it disappeared some time ago. Should i just ignore the email?

 

You need to start a new thread

Dx

[dx100uk]

Hope you filed a defence jb!!!