Thanks for the speedy reply. I'll get the letters sent tomorrow. Name of the Claimant ? Motormile finance UK LTD Date of issue – 17 Mar 2017 Date to submit defence = 18 April I have acknowledged already What is the claim for – identifiable data and round the amounts up/down. 1.The defendant owes the claimant £728.40 under a regulated loan agreement with Northway Broker Ltd dated 29/05/12 and which was assigned to the claimant on 06/04/2014 and notice of which was given to the defendant on the 06/05/2014. 2.Despite formal demand for the payment of the debt the defendant has failed to pay 3.and the claimant claims £728.40 and further claims interest Theron pursuant to section 69 of the county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to £58.27 Total plus court fees etc. £916.67 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? PDL When did you enter into the original agreement before or after 2007? After Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. A purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? No Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? I had a number of PDL's and struggled to pay back. Pounds till payday would not come to an agreement on paying back over a number of months (so I recall) What was the date of your last payment? I presume 2012 but have no idea on exact dates Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? I sent an email to all PDL I was struggling with yes

Hi, I am looking for advice regarding a claim form I received on March 17th. I have acknowledged the claim and opted to defend all, details of the claim below with comments further below. Claimant - motormile finance Adresss for sending docs - Moriarty Law Particulars : The defendant owes the claimant £728.40 under a regulated loan agreement with Northway Broker Ltd dated 29/05/12 and which was assigned to the claimant on 06/04/2014 and notice of which was given to the defendant on the 06/05/2014. Despite formal demand for the payment of the debt the defendant has failed to pay and the claimant claims £728.40 and further claims interest Theron pursuant to section 69 of the county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to £58.27 Total plus court fees etc. £916.67 I did have PDL issues a few years back but none of the companies mentioned above ring any bells with me at all. I have had letters from Moriarty Law over the past few months which I disregarded as I'd never heard of them or the debt they were claiming for. Advice on further steps would be appreciated? I have also read on other forums that motormile finance had regulations jumping all over them for bad practices? Thanks for reading, Jellybean