Acenden repossession court order

[jackovski]

Yes definately..

[indistress]

I have received a letter from Solicitors and Ascenden regarding my mortgage account.

I am currently in arrears of £1522.82 and I have made a payment of 300.62 this evening

and proposed a payment of £600 on 25th.

My £250.62 will be added to this account,

 

they wanted to know where I was getting £600 from

explained to them that I am getting redundancy and she was getting shirty with me

and wanted to know why I have missed December and January payments.

 

 

Told them my ex hadnt paid me any money,

then she wanted to know where I as getting the money from to make my payments for1st of month if I was out of work.

 

I explained I will get more tax credits and she wanted to go thro an expenditure,

which I couldnt as I dont know new amount of tax credits.

I am to ring them back on Weds with new info.

 

I am paying 900 in 26 days and they are still not happy.

And leaving arrears of 872.82.

Any advice will be appreciated as I have a feeling they are going to refuse my proposal and take this for Eviction

[indistress]

Oh and they also said well your ex isnt named on your account so he has nothing to do with this. Then I questioned well why previous have taken his wages in account? I am originally 1300 down a month

[Ell-enn]

Hi there, they really are a pain aren't they! You say you are being made redundant - how long have you worked for your employer?

[indistress]

2 years, So i get my months salary and 2 weeks pay

[Ell-enn]

OK, is your mortgage interest only?

[indistress]

Yes it is always has been

[Ell-enn]

I think all you can do at the moment is wait and see if anything happens before you pay the £600 and we'll see what can be done then.

[indistress]

Well I am calling them on Wednesday so I will find out then if they will accept 600 at end of month

[newstarter]

Do not and i repeat do not be persuaded (or rather bullied) into paying every penny you have on this arrears when your on the phone to them Wednesday,what you have offered is enough if they dont accept it dont be tempted to agree to pay more than you can afford.Tell you a trick that works,i had this problem some time ago and what i did was this,i went into my bank and asked over the counter to pay 3 seperate sums into my lenders account on 3 different occasions using my mortgage account no as my reference then my bank gave me the reciept each time and no payments were ever returned and of course the payments show up on your statement.

[Crapstone]

Well I am calling them on Wednesday so I will find out then if they will accept 600 at end of month

 

ALWAYS make your offer in writing and NOT over the telephone.

[indistress]

I have made offer over the telephone now. Just seen your reply Crapstone.

I was talking to someone really nice yesterday, I have offered £600 n 25th and £150 a month to clear the arrears, she is putting it to the referal team and I should here within 48 hours. Even asked me if it was refused and a date come through would I have the funding before 25th. I should of said if I had the £600 I would pay now GAWDDDD

[indistress]

They have accepted my offer

[Ell-enn]

Did you ask them to confirm that in writing ?

[indistress]

Did you ask them to confirm that in writing ?

 

I didnt Do you think I should phone them tomorrow and ask x

[Ell-enn]

Yes I do, if they change their minds you've got nothing to beat them with.

[Crapstone]

If it's urgent then try to get them to fax it over or confirm it in an email. They have a nasty habit of making agreements and then denying them or changing the goal posts. It is very important that you should put everything in writing and insist they do the same.

[indistress]

Hi Guys

 

Thanks I will phone them once my phone line is in operation. Line is down.

 

Just a quick one I know I have offered to pay £600, but can I change this. As I did pay £300 on Monday 31st Jan by card, and my Direct Debit was not cancelled and £250 was removed from my bank leaving me overdrawn. So in reality I am only 1 month behind in my mortgage. I dont now want not to pay them, but I need to clear my overdrawn amount from my redundancy and that will leave me shirt of the 600 quid I said I would pay them.

 

Any Advice would be great

 

S

[indistress]

Ive just recieved a letter from TLT solicitors, advising me an eviction is going ahead on 22nd Feb,

I have had no letters or court papers telling me this.

 

Spoken to Ascenden and they have told me I need to pay the £600 agreed to stop the eviction taking place

, I told them I advised a few weeks ago I couldnt pay till 25th,

after being put on hold for ages they have told me I need to pay £600 by 22nd to stop eviction

 

HELP!!!!!!!!!!!!!!!!

[Ell-enn]

Ring your local court and ask if they have received eviction instructions from them

[indistress]

I did as soon as I spoke to Ascenden and someone will be out today with the paperwork

I am due a lump sum of money going in my bank this week, I have confirmed this via the bank and should have money no later than Weds.

I told Ascenden I was overdrawn by 250 as payment was made so in reality I am only a month behind in my payment.

 

They would not help me at all even when I argued with them that it was agreed on the 3rd February that I would pay 25th February, I am just lucky I have this sum of money going in my bank this week

 

Once paid and my normal months payment I am sending that letter for SAR (i think thats what it is). Really peed off with them

[Ell-enn]

How much are you going to pay them this week? is it the amount they asked for to cancel the eviction ?

[indistress]

How much are you going to pay them this week? is it the amount they asked for to cancel the eviction ?

 

I am hoping so I have told them I will ring them on Thursday This should stop the eviction shouldn't it?

[Ell-enn]

If you pay the amount they say they need to stop eviction then they should do so. Let's hear what they say when you've made the payment.

[indistress]

I have made the payment of £600 yesterday. And they put me on hold and called the solicitors to cancel the eviction.

I will call them today to make sure of this today.

I did receive the eviction notice from Bailiffs and this was issued 31st January. When I called Ascenden on 2nd February they did not even mention to me that there was also an eviction notice issued.

 

When I did call yesterday they mentioned my arrears was £1200ish (cant remember figure)

I have came across a letter dated 27th January stating my arrears was £1522.82. I have paid in total this month £1150.

Before I made my call my arrears shouldve been standing at 972.82.

How will I approach this? Will I call them or write a letter.

I will be sending my SAR next week, I want to get 22nd out of the way.

 

Any advice would help