Hoist/cohen Claimform - First Direct 'debt'

[jot1]

HI

 

Im a new user here! Help!

 

Have received County Court Claim from Hoist Portfolio Holding 2 Ltd

on behalf of Robinson Way/Howard Cohen and Co for £1568 plus £621 interest

for a debt that was with first Direct.

 

 

Was with MKDP LPP but obviously have sold it on to Robinson Way .

 

 

Had no problems with MKDP previously and had made payments so its not statute barred.

 

 

Have offered a min payment and sent financial statement as requested

but their response was for me to call them to discuss further

(i wrote them as don't like to have anything not in writing)

 

 

They did not respond and have passed it on to Howard Cohen who have in turn issued County Court Claim.

 

 

Anything i can do to stop it going to court,

 

 

I don't think i can dispute the debt but i am aggrieved that i have done everything

that has been asked by offering a payment.

 

 

I have other debts and they have all accepted my offers previously

 

 

so was not expecting this to go this far! is it too late to ask for CCA Request?

 

 

I don't recall have a Default letter but it may of been sent years ago by original company?

 

thanks

[theoldrouge]

Hi and welcome to CAG

 

Please read and fill out your answers to the following

as a claim has been issued will move thread to Finacial Legal Issues, continue to post here

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-December-2014**%281-Viewing%29-nbsp

[jot1]

ok so cancel my last post. I rang Robinson way this morning and requested manager ring me - they have just rung me and apologised it should not of gone this far and have agreed to my offer! Thats 2 days and 1 sleepless night taken from me.

[Sparks_]

I think you need that in writing though! And check that the court case has been cancelled

[dx100uk]

hold on slow down..

 

whats the original debt please

credit card loan mobile?

 

blindly paying a DCA even if they have tried court

could mean you are being fleeced here..

 

tell us about the debt

[dx100uk]

right first direct

 

 

I bet this is a supposed overdraft debt as a result of first direct merging several types of debt with them

 

 

and then selling it on to a DCA and you got HAD

 

 

a dca is NOT A BAILIFF!!

 

 

dx

[Andyorch]

I think you need that in writing though! And check that the court case has been cancelled

 

Absolutely .....clock is still ticking so proceed with defending the claim until you are informed otherwise......either by the Claimant or the Court.

 

Andy

[i hate bailiffs]

ok so cancel my last post. I rang Robinson way this morning and requested manager ring me - they have just rung me and apologised it should not of gone this far and have agreed to my offer! Thats 2 days and 1 sleepless night taken from me.

 

Stick to court time line

Otherwise you may well end up with a ccj against you by default

 

I also have court paperwork from them this week I expect they are doing a big batch at once