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Hello everyone.

 

I'm dave, about to hit 40 with 3 kiddywinks and a band of silver around my ring! I was formerly a very active member of Steven Hone's penalty charges forum (Disco Dave) and had quite a bit of success thanks to the guys over there. Sadly that site has become very quiet, and looking for advice on a disputed debt hat is now heading to court I have stumbled upon you guys.

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thanks. I'm currently over in the legal forum, looks like previous advice given on another page might have been incorrect looking on here. shame I didn't come across this site sooner as I'm worried I have took an incorrect path now....

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