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On DMP Marks & Spencer 2 accounts 1 defaulted 1@ 24.9%interest


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I am currently 3 years into a dmp .

 

 

Two of my debts are with Marks & Spencer

 

 

one they have defaulted and are charging no interest

 

 

the other is now marked up to date and they are charging me 24.9 % interest.

 

 

Initially both were interest free but after 6 months they reinstated interest on 1 account.

 

 

If I write to them to ask how they could treat 2 accounts belonging to the same person so differently

are they likely to start charging interest on the defaulted account?

 

 

Should I let sleeping dogs lie?

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if you are in hardship they should be freezing interest to help you.

 

 

what are the debts

and who's your CDMP with?

not fee paying I hope?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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