Motormile Refusing to Remove Information

[rippedoff15]

Hi All,

 

Well now debt free regarding Payday lenders however still having an issue with Motormile clowns, i had a loan which was owned by gothia who entered a default on my credit file on 05/04/2010 and marked settled on 14/07/2013 £1004.00

 

However Motormile have also entered a default for the same debt as follows

 

default date 30/04/2010 £1,774.00 ( started on 1/3/2010 £1,004.00 )

 

they have also listed a default for an old minicredit debt which was also repaid

 

Started on 23/10/2012 current balance £528.00

 

Default on 30/11/2012 £390.00

 

I have wrote and wrote and wrote, i have reported them to OFT but now completely cheesed off, i have not had contact from MM for over a year now yet they still refuse to amend my credit report.

 

What action can i take now or just wait until the 6 year hits andd they drop off my report.

 

Are Motormile still trading ??????

 

any help would be great :mad2:

[Nextgenratpack]

Hi,

 

I have had exactly the same problem.

 

I went down the same route as you, even reported them.

 

However, when all this was done, they just stopped replying to my communications and the information is still on my credit file.

 

So, if anyone can actually give some advice on what can be done now would be much appreciated.

 

Cheers,

NextGen

[renegadeimp]

File a complaint with the credit agency.

[Stigman]

Register a complaint with the Credit Reference Agencies, you can also put a notice of correction against the defaulted files, that way if you apply for credit, the lender has to read your notice of correction statement before making a decision.

 

The OFT is now closed, the FCA is who to make a full complaint to, you can send in copies of all correspondence as well to support your complaint including screenshots off of the Credit Reference Agencies web-portals.

 

Stigman