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Default Removal lowell/vanquis ..will my credit score improve?


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Dear Sir,

Lowell has dropped the claim against me and closed the account because they can't provide the information I have requested, and which they have to lawfully provide as proof of claim, so no alleged debt exists.

 

I have done an internet search and found a considerable amount of cases where Debt Collection Agencies are dropping cases as they can't prove any debt, and are making negative remarks to CRA's and refusing to remove them even when they drop cases; so my thoughts are that it is done through spite and malice, and this constitutes a vexatious remark.

Therefore, I would like to make an official complaint against them with immediate effect. Please kindly help me on this issue, where its adversely affecting my credit badly.

Thanks a lot Brigadier.

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answer post 24 please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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is this listed on your credit file summary line

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Oh..My sincere apologies. Thanks for the information about the posts.

Hi sathmaha,

 

 

I see Lowell given up?

Yes I will help you.

 

 

 

 

 

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Brigadier,

Lowell said they can't remove the default via email.

But Lowell has dropped the claim against me and closed the account because they can't provide the information I have requested, and which they have to lawfully provide as proof of claim, so no alleged debt exists.

Therefore, I would like to make an official complaint against them with immediate effect. Please kindly help me on this issue, where its adversely affecting my credit badly.

Please help me brigadier :(

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sadly just because they have no paperwork

does not mean the default has to be removed.

 

the OC would have placed the default

and if theres nowt wrong with it

 

removal will be near impossible.

 

till it falls off on its 6th birthday.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

sadly just because they have no paperwork

does not mean the default has to be removed.

 

the OC would have placed the default

and if theres nowt wrong with it

 

removal will be near impossible.

 

till it falls off on its 6th birthday.

 

dx

 

 

 

But we can only try!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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have you all the statements?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

On what grounds are you hoping that this default should be removed?

 

Did you or did you not default on the account?

 

Can you show that the default was incorrect in any way, for example can you show without doubt that the default was purely due to perhaps penalty charges added to the account? If that is the case and you were successful in reclaiming those charges then you may have a slight chance.

 

As we have asked before, what are the circumstances which led to the default in the first place?

 

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