Help with defaults

[Wade Wilson]

Hi,

 

i have paid off my debts with natwest.

tried to apply for a job.

 

got through the interview then got turned down because of defaults.

 

looked at experian. i have 2 registered.

 

i was ill during the repayment and relied upon a family member to go to the bank and deposit the money.

she says she must have forgotten to go on time (this was over a year ago now).

 

the employer has agreed to hire me so long as i remove these defaults by the end of the month.

 

how do i go about doing this as quickly as possible.

 

i really want this job

Edited April 1, 2014 by Wade Wilson

[dx100uk]

whats the debt all about please.

 

this could be difficult.

 

dx

[Wade Wilson]

Thanks for the reply. Student overdraft. came with a credit card. spent it. when the letters came through i childishly ignored them thinking it would all go away.

[dx100uk]

doubt if theres anything you can do then.

 

the defaults were correctly registered.

 

what are the dates of the defaults

 

dx

[Wade Wilson]

2012

[dx100uk]

ouch +6yrs till they disappear.

 

are we talking serious sums of money here?

you could try a pleading letter to them

to request they remove them as its

going to lose you a promising job

to further yourself.

 

dx

[tallguy79]

Getting defaults removed is impossible but not impossible. I tried to get Next to remove one and no chance. Looks same year as mine where, so come 2018 they'll drop off. Get them satisifed by paying them off. Next best thing.

[BRIGADIER2JCS]

Yes it will make a small improvement to the credit profile.