Trying to help my mom with her Wonga loan

[Samson42]

I think Wonga are trying to rip off my mom, she's just told me about a loan she has with them.

 

She borrowed £290 off them back in December with a interest+transmission charge of £51. She couldn't pay on the date so they've added on quite a bit of interest by what I can tell.

 

I emailed them asking them for a statement of the account (which was a lot of hassle in itself) and they sent me the attached pic.

 

The interest they've added looks pretty unfair to me, and it even looks like they've added interest on top of interest. Is there anything we can do to get it reduced?

 

Thanks!

[renegadeimp]

Transmission charge of £51? Do you mean they charged her £51 just for them to put the money in her bank? Did your mum tell them at any time that she was in difficulty and required them to stop interest so she could bring the debt down?

[Samson42]

She borrowed £250, then added on another £40 to that, they charged her £5.50 transmission each time and £68 interest for the loans, which I work out to be £369. They are currently asking her for £624.59. She tried to do the online repayment plan thing through wonga's site but it would only repay over 2 months so she got panicked and just tried to forget about it.