Lloyds/SCM claim form - Loan - settled by N9a - sold to Link

[bold]

ok ford, shall I just wait for there move then.

[Guest]

already answered

 

Lloyds told you to ignore them.

we're suggesting can ignore them.

 

you have a formal payment agreement in place with lloyds.

 

lesscroft prob just want more in their pot.

 

they are not the 'owner' so cant do anything.

if it gets tricky, formal complaints.

 

but, if it is of concern, then write to them.

[bold]

hi,

I have had a loan with Lloyds tsb for £2800.

couldn't keep up with payment

got ccj and agreed to pay £1 p.m.

 

I have been paying that amount since April 2014.

my payment book finished and asked for another and was told it will be in post.

it never arrived and I missed two payment.

 

now I have received a letter from Kearns solicitors saying ;

we act on behalf of the claimant in this matter,

if the outstanding payment is not paid then the warrant of control will take place;

 

I went to pay the bank the outstanding payment in a panic and explained the situation,

they told me they couldn't take the payment.

 

after looking at the letter they told me that I would have to ring them and make arrangement regarding the payment.

 

do you think I should do as they said.

 

thanks you.

[bold]

hi,

sorry I have posted this on a new thread ,

I have received a letter from Kearns solicitors saying ;

 

we act on behalf of the claimant in this matter,

if the outstanding payment is not paid then the warrant of control will take place;

 

i have missed 2 payment because they didn't send me the paying book,

 

I went to pay the bank the outstanding payment in a panic and explained the situation and showed them the letter and they told me they couldn't take the payment and that I would have to ring them, and make arrangement regarding the payment.

 

do you think I should do as they said.

 

thanks you.

[Guest]

at what stage is this

ccj -> court instalment order-> missed payments on the order?

(no actual application yet made for enforcement)

it seems though you'll need to make up the missed payments

[bold]

ok ford, thanks for the reply, I will do straight away,

[dx100uk]

what are link/kearns doing with this

has the CCJ been sold to them by Lloyds

they were not the claimant!!

[Guest]

ok ford, thanks for the reply, I will do straight away,

tell the thread more details first,

where are you with this, whats happened since the ccj

is there a suspended warrant in place?

[bold]

sorry dx100uk, shall I pay or not.

 

ok, I have been paying regularly since the last 2 payment's which I missed, I don't know if the dept has been sold or not as far as am aware.

[dx100uk]

this is your LLoyds CCJ yes?

[bold]

yes dx100uk

[Guest]

ok, I have been paying regularly since the last 2 payment's which I missed, I don't know if the dept has been sold or not as far as am aware.

who have you been paying, £1/mth?

[Guest]

ps

who is the judgment holder under the inst order.

seems then thewre isn't any suspension of warrant in place, and no applications have been made for a warrant.?

if you want to, just pay £3 odd to whomever is entitled under the judgment/inst order (assuming there hasn't been any formal change of)

[bold]

it is lloyds tsb. they are the one who send me the payment book.

[dx100uk]

so why are you getting letters etc from kearns

have you have notice of assignment that the debt/CCJ was sold to them by LLOyds?

 

dx

[bold]

sorry for late reply. that's something I cant remember, as I had been paying them and they never said anything and did take the payments.

 

I cant remember the dept been sold as I have been paying them by paying book and never said anything until the book expired.

[dx100uk]

well without a notice of assignment they legally cant demand anything from you.

 

dx

[bold]

thanks dx100.

how will I know if they have a notice of assignment .

the letter I got was send recorded delivery from kearn solicitors.

I still haven't paid.

shall I send them a cca.

[dx100uk]

have you all the letters from kearns

was this only one you got

can you scan them up?

 

read upload use one multipage PDF please

[bold]

yes this is the only letter I got from them. I will try and scan the letter later as I don't know how, and not very good with computer.

[dx100uk]

something not right here

you would of had loads of letters prior to this one.

inc notice of assignment, one from link and one from Lloyds

 

not moved have you in recent times?

 

ah just re read your block of text post 133

they say we act for the claimant...

 

very rare for kearns to operate for anyone bar Link Financial..

do they name the claimant?

[Guest]

it seems a shame they got a ccj.

hindsight i know, but if you had posted here when you got the claim...

afaik, loyds were reprimanded for misleading using a defunct inhouse 'scm sols', letters etc

there may have been issues with enforceability,...

[bold]

I had no letters from Lloyds but got a letter today from Moorcroft saying you are 3 months behind with the payment, just wondering if kearns are acting on behalf of them.

[dx100uk]

kearns are nowt to do with Moorcroft

 

who are Moorcroft stating as their client

[bold]

I phoned the Lloyds today regarding matter.

 

they told me the dept was sold to link in 2016,

 

all the payments made was transferred in to their account and need to contact them and settle the instalment missed.

 

the letter from Moorcroft was not for this issue as it was a mistaken id. and that is settled.