thanks dx .is there a drought letter anywhere here please.

hi i have received a letter from pra group which i have never heard before. it says ; under section86b of the cca 1974. this notice is for information only and is not for a demand of payment. the agreement date was 30 october 2012. what should i do. i stopped paying the lloyds bank since 2015.

ok will do thanks

thanks dx100uk, do i need to send to santander or the Equivo.

hi, sorry for late reply just to let you know the claimant has withdrawn the case hearing. received the letter on friday,

thanks all for all the advice. if i don't hear anything then i will attend.

hi i have received a court summons on friday to appear in court on 16 January 2023 from Santander for possession of property due to failing to pay the mortgage arrears. the arrears were paid on the 22nd of December 2022 in full. will the court proceeding still apply. thanks you.

hi, just up to update regarding the charging order. my sil filled the n244 form for the claim to set a side and the hearing took place via phone conversation, unfortunately the claimant didn't turn up so the case is now transferred to burnley court at a set date will follow, sil was told to file his defence and in the mean time the charging order stay.

one more question if the ccj order is set aside will the charging on property stays or does the claimant has to apply again.

ok thanks very much. need him to get the form filled in soon.

thank you very much for your help. can he not report to police for wrongly claiming for utility bills

ok thank you, ill tell him to down load and fill the form and send it.

it was in june 2019.when the claimant got the judgement.

the problem is his company seized January 2017 and the utility bills was added on after the closer of businesses. on that bases he wants to report to police as fraud.

it was £38k

the sil landlord, it was for £20k plus he added £18k for rent and utilities bills.

thank you honebee13

OK, it all started in 2016 when my sil borrowed the £20k to renovate the landlord premises he was renting for his businesses to improve the image, unfortunately it didn't last long after spending the money and the business closed down. sil agreed to pay back the loan with in 12 months. unfortunately he couldn't pay the money due to no work. then he took him to court but my sil did not go as he was scared and dint tell no one. it was only highlighted when they got charging order on the property, they tried to appeal but it was declined as it was after 14 days. it was decided the court he had to pay £1000 a month, when he looked at the dept it was for £38000, after the query the claimant said it was for rent and utilities bills. he asked the court to reduced the payment and the court told them to contact the claimant and ask he can reduce the payments as it was decided in the hearing. after talking to the claimant he reduced the payment to £500 pm. but he is still struggling to pay. both of them now worried of loosing home. looking back the landlord never said anything about bills which was £15000.[ he never gave him the lease at the time as it was word of mouth and trust]. also most interesting thing came up as the company closed in January 2017 and utilities bills were added on that company after january which was never paid but added on to my dept.. they have been advised to report to police for fraud. can they report this and what can they do to reverse the charging order. thank you.

hi, sorry if am in wrong place, my daughter wants to know if she can reverse the charging order on her property due to her husbands borrowing money from his landlord.

sorry but i dont quite understand by notice of allocation. yes we received a letter from the court, we have to attend court in person, whether this is a notice of allocation is something i dont know.

sorry. no i haven't received any papers other than the mediation from the court.

am very very happy with the advice and help i have had. its just i want this guy to hurt him hard for what he has done to me for helping him.

thank you , but to make case a bit stronger and may be counter attack the claimant for someone who wasnt even there. just thought. answer to andyrotch yes i have received to attend the salford court for a mediation meeting.

just to update on for a meeting with the claimant, the meeting didn't last long as the witness he states in his claim has denied he ever was present at the time when the verbal contract was agreed. [the claimant left within 10 minutes of start of the meeting]. the witness has clearly said he will not attend the court hearing, and willing to sign a letter saying he was not a witness. shall i draught a letter and get this person to sign and take to the court hearing on the 18 march. thank you.

ok thanks.