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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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  1. bold
    ok ford, thanks for the reply, I will do straight away,
  2. bold
    hi, sorry I have posted this on a new thread , I have received a letter from Kearns solicitors saying ; we act on behalf of the claimant in this matter, if the outstanding payment is not paid then the warrant of control will take place; i have missed 2 payment because they didn't send me the paying book, I went to pay the bank the outstanding payment in a panic and explained the situation and showed them the letter and they told me they couldn't take the payment and that I would have to ring them, and make arrangement regarding the payment. do you think I should do as they said. thanks you.
  3. bold
    hi, I have had a loan with Lloyds tsb for £2800. couldn't keep up with payment got ccj and agreed to pay £1 p.m. I have been paying that amount since April 2014. my payment book finished and asked for another and was told it will be in post. it never arrived and I missed two payment. now I have received a letter from Kearns solicitors saying ; we act on behalf of the claimant in this matter, if the outstanding payment is not paid then the warrant of control will take place; I went to pay the bank the outstanding payment in a panic and explained the situation, they told me they couldn't take the payment. after looking at the letter they told me that I would have to ring them and make arrangement regarding the payment. do you think I should do as they said. thanks you.
  4. bold
    ok ford, shall I just wait for there move then.
  5. bold
    no ppi or any penalty charges dx. started with £15k loan, paid 1972 interest charged 1250. also received letter today from Moorcroft stating that the payment was made direct to our client, it says that we are responsible for the collection of the account and would therefore ask you to contact us within 7 days of receipt of this letter with an offer of payment. should I contact them.
  6. bold
    thanks for reply dx, yes they have send me the statement from the day I started paying the loan.
  7. bold
    hi all and a happy new year. today I have received the cca requested letter from Lloyds bank. they have send the papers with my signature on. its exactly the same papers which I hold. I have also received the statement form the day I started the payment. its also contains interest being added on the balance of payment. any advice what I should do. thanks.
  8. bold
    hi, I have already posted the cca request recorded delivery on Friday. thanks for all the help will get back when the answer arrive.
  9. bold
    just a few papers I signed when I went for the loan.
  10. bold
    ok ford, ill be posting tomorrow and what they come up with.
  11. bold
    got it, thanks dx. hi. I have just found the agreement papers which I signed when I took the loan out, do you think I should still send the cca request to Lloyds. thanks.
  12. bold
    hi. sorry for the late reply I have been away, what address do I need to send the cca also do I send £1 postal order too.
  13. bold
    I see what you mean dx. can you point me to the cca letter plz.
  14. bold
    hi dx, but why should it be necessary,
  15. bold
    ok ford will do that
  16. bold
    yes but I still pay the Lloyds with the standing order book ,
  17. bold
    hi. I phoned the Lloyds and ask them why I am receiving the letters from Moorcroft when I have payment plan with Lloyds, was told to disregard the letter and keep on paying as you are to Moorcroft.
  18. bold
    thanks for the reply, I will do that and may write a letter to Lloyds and ask for explanation.
  19. bold
    hi, received a letter from moorcroft saying = we acknowledge receipt of your recent payment made direct to our client.we would inform you to our recent letter which we are reponsible or your account and would therefore ask you to contact us within 7 days of receipt of this letter with an offer of payment. what shall i do, contact them. thanks.
  20. bold
    thanks dx100uk. for all the help.
  21. bold
    ok dx100uk I have been trying but cant my card has expired and don't have a new one. the Lloyds cancel and closed all my bank account and card. tried to open bank account in different banks but has been declined last year. since then I have not tried.
  22. bold
    yes it is a loan dx100uk. not checked my credit files
  23. bold
    dx 100uk. sorry again but it says - we have been instructed by Lloyds bank plc. but doesn't say our client.
  24. bold
    thanks dx 100 uk. but do I still respond to this letter or just wait.
  25. bold
    hi and thanks for reply, I got letter from Lloyds first to say they have passed to Moorcroft, then few days letter received the letter from Moorcroft. ok not to phone but how do I respond to this letter.

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