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Showing results for tags 'laon'.
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hi. im new to this and need some advice, i dont know whether this is right place to post this. i took aloan out from lloyds 2012 to pay for the machinery i had leased. every thing was ok untill i lost the buiseness and then lost the job early this year. i couldnt afford the payment and the lloyds bank was pretty helpful as they agreed the lower payment until my circumstances would change. then i started to get the phone calls and letters from apex. i phoned the lloyds regarding this and they said i didnt need to worry but the phone calls never stopped. i got in touch with step dept charity and with their help and advice i wrote the letter to apex asking for the token payment for time being. they never reply to this and i made no payment at all. yesterday i got the letter from scm solicitors asking for the full amount within 14 days. im worried, can somebody advice me what to do please. -
Hi all, I've been reading many threads online about Welcome finance, and as I have a securered laon with them (we live and learn), I wanted to get a thread up on my secured loan. Took it out around 2008 for £15k, paying around £330 back per month. Approx 2 years ago I started to claim back PPI which in the end came to about £6k which they took off my balance. 3 months ago I received another letter from them saying they have not maintained thier requirements by not sending me statements frequently enough, and they have kindly taken £3k off my balance and reduced the APR to 0%. It sounds all good as now there is light at the end of tbe tunnel and I have about 18 more payments remaining, balance is approx £7500. Has anyone else received the same deductions as I have and APR dropped to 0%? Based on all what I've been reading online about Welcome for some reason I'm feeling paranoid about the balance left and remaining payments, thinking should I have to pay them ( to confirm I will be maintaining the payments), and how honest is the actual loan?
