Two Defaults for One Account Registered by Different Agencies

[andy1886]

Hi Just a quickie (sorry, I should probably know the answer to this but have forgotten).

 

I have the same account on my credit file from both Barclays and Lowell, although they have slightly different reference numbers, default dates and amounts they are in fact the same account.

 

Who should I contact to challenge these, Barclays, Lowell, or both? If it is one or the other rather than both, is that organisation responsible for informing the other organisation to correct their records or do I have to do this?

 

Thanks again,

 

Andrew

[BRIGADIER2JCS]

You can request that the original entry is removed now Lowell own the account. Write to the Data Controller at the creditors HO.

[andy1886]

Thanks Brig, will do. Assuming that the Barclays one is correct then the Lowell one has incorrect information on it anyway (date of default, amount) so it needs to go.

[BRIGADIER2JCS]

Default date on Lowell entry must be the same as the creditors original one, a complaint to Sarah de Tute Director of Legal & Compliance

The Lowell Group

Enterprise House

1 Apex View

Leeds

LS11 9BH

 

Don't ask demand that the date is corrected.