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problems with CFO Lending - old debt threats


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Sorry if im in the wrong thread i just wanted to ask some advice on CFO.

 

I stupidly took a loan out with CFO for £400

 

on the repayment date they took the interest only

 

i had been away on holiday so hadn't noticed for 2 weeks presumed it had been settled.

 

I then noticed there had been random amounts taken from my account the next month on different days

 

when i called them they said it was the interest and i still owed the full amount

 

i argued this and was told the debt would increase £50 a day until i pay it off.

 

I refused and then was bombarded with txts and calls saying some one was coming to my home

which after reading posts on here i did not worry about and expected them to take me to court this was around October 2012.

 

I had the odd letter which i ignored and

 

now im getting the CFO Resolve offers which are blatantly a con.

 

the past 12 months ive got myself out of the mess i got into and am trying to build my credit profile

 

the thing is CFO do not show on my file

 

i have paid all my other debts and

 

just wondering what the best thing to do with this outfit

 

would a reduced offer to settle taking into consideration the interest they took underhandedly work.

 

Any advice would be much appreciated.

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dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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pers i'd just ignore them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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