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Hi all,

Wonder if you could help me with some advice? I have had a bad couple of years and life is finally on the up but I need to get a new car (have kids) and also want to pay off some rent arrears that my Landlord has been really quite nice about this.

I am looking for a loan as my credit history has been screwed by payday loans that I am paying off to get back on the up, I have worked out that I can make the payments.

I have had a call from Loans.co.uk saying that they are able to lend me the money that I need at a really good APR rate,

Here is the sticky point. I have done due diligence on the company and they have accounts registered at Companies House, they have a business address at Chester Business park and and the phone number that they call from is not listed as a spam number, but in order for them to send me the loan monies they have asked that I pay the first months installment into a HSBC bank account based in Southampton? Am I being scammed?

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Hi. Sorry your post was missed.

 

I would treat this with extreme caution. The info I gleaned from Companies house shows loans.co.uk LIMITED is registered but there web site has been closed since 2008 and they surrendered their licence to offer credit in 2012.

 

This is their licence number for you to check

 

0432052

 

and you can check them out here:

 

http://www2.crw.gov.uk/pr/default.aspx

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