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not sure about the answer to this one, my friend has a problem, unbeknown to her her husband had a lot of credit card debts. He received a court summons for non payment, put in in a drawer and hoped it would go away. He then got a CCJ. This all came to light when she was turned down for a loan "by association" Can she do anything about this? Or will she have to wait 6 years for his credit file to clear? Obviously she does not want to leave him in ord er to get credit!:smile:

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Hello Hils!

 

Would need to get others thoughts on this but I believe you can write to the credit ref agencies and disassociate yourself from someone, when your file is searched it is only your details found.

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